OT: Cash no good (by DJ [VA]) Apr 10, 2019 1:28 PM|
OT: Cash no good (by NE [PA]) Apr 10, 2019 1:50 PM
OT: Cash no good (by 6x6 [TN]) Apr 10, 2019 1:56 PM
OT: Cash no good (by Busy [WI]) Apr 10, 2019 2:10 PM
OT: Cash no good (by DJ [VA]) Apr 10, 2019 2:31 PM
OT: Cash no good (by NE [PA]) Apr 10, 2019 2:41 PM
OT: Cash no good (by David [MI]) Apr 10, 2019 2:53 PM
OT: Cash no good (by 6x6 [TN]) Apr 10, 2019 2:58 PM
OT: Cash no good (by NE [PA]) Apr 10, 2019 3:14 PM
OT: Cash no good (by 6x6 [TN]) Apr 10, 2019 3:22 PM
OT: Cash no good (by Busy [WI]) Apr 10, 2019 3:32 PM
OT: Cash no good (by 6x6 [TN]) Apr 10, 2019 3:45 PM
OT: Cash no good (by Robin [WI]) Apr 10, 2019 4:02 PM
OT: Cash no good (by Nicole [PA]) Apr 10, 2019 5:10 PM
OT: Cash no good (by AllyM [NJ]) Apr 10, 2019 6:26 PM
OT: Cash no good (by Robert,OntarioCanada [ON]) Apr 10, 2019 7:45 PM
OT: Cash no good (by WL [CA]) Apr 10, 2019 8:30 PM
OT: Cash no good (by Live The Dream [AZ]) Apr 10, 2019 8:42 PM
OT: Cash no good (by Rick [IN]) Apr 11, 2019 5:43 AM
OT: Cash no good (by WMH [NC]) Apr 11, 2019 5:48 AM
OT: Cash no good (by Barb [MO]) Apr 11, 2019 5:49 AM
OT: Cash no good (by Busy [WI]) Apr 11, 2019 7:40 AM
OT: Cash no good (by Fishsticks [IA]) Apr 11, 2019 1:47 PM
OT: Cash no good (by NE [PA]) Apr 11, 2019 2:05 PM
OT: Cash no good (by 6x6 [TN]) Apr 11, 2019 4:11 PM
OT: Cash no good (by Busy [WI]) Apr 11, 2019 5:24 PM
OT: Cash no good (by DJ [VA]) Apr 11, 2019 7:19 PM
OT: Cash no good (by plenty [MO]) Apr 12, 2019 5:01 AM
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OT: Cash no good (by DJ [VA]) Posted on: Apr 10, 2019 1:28 PM
I guess this is just a commentary on how crazy our healthcare system has become.
Now that I have no W2 job, I also have no health insurance.
But, I had already scheduled a preventive check-up with a physician. So, I called to see what it would cost if I paid cash and was told - They won't take cash! Only insurance.
Not for any price?! Like if a millionaire wants to be treated, and money is no problem - nope! out of luck! CRAZY!
I guess I'll just have to stay healthy a little longer! : )
OT: Cash no good (by NE [PA]) Posted on: Apr 10, 2019 1:50 PM
Test the "debt paid in full if cash refused" approach, although good luck. Healthcare is the 4th branch of government.
Go to a different Dr. --50.32.xx.xxx
OT: Cash no good (by 6x6 [TN]) Posted on: Apr 10, 2019 1:56 PM
Most doctors give a discount for cash. This one probably wants to get more money from insurance. Get another doctor only when you really need to go. I stay away from the doctors as much as possible. They only treat symptoms not actual problem anyway. All they do is medicate and experiment at the cost of your health. All medication has side effects. Eat right and exercise and stay away from the doctors and save your money. --73.120.xx.xxx
OT: Cash no good (by Busy [WI]) Posted on: Apr 10, 2019 2:10 PM
Time for a new doctor. That doctor never had YOUR best interest in mind, if care was all about insurance.
I could see where there might be laws about accepting large amounts of cash, just like we have to 1099 contractors that are paid over certain amounts. But then, the HSA debit card should be able to provide the necessary paper trail, or so, I would think.
In some states, doctors are allowed to offer a wellness plan. Xx amount each month, certain types of visits are all covered, certain tests covered. To my way of thinking, that, plus a catastrophic policy should be a great plan for most of us.
Off my soapbox now. --172.58.xxx.xxx
OT: Cash no good (by DJ [VA]) Posted on: Apr 10, 2019 2:31 PM
One of my sisters-in-law shared her idea a decade ago: Health insurance should be like life insurance. If you buy it young, lower premiums. You own the same policy your whole life - no matter where you live or work. Buy more if / when you need it (such as prenatal when you are 18-40 years old, then drop it for eye career something else instead). Like a cafeteria type plan.
She's not crazy - sounds pretty good. Combine that with KNOWING the PRICE of healthcare BEFORE you get the treatments, and we'd be onto something!
I mean really - what else do you buy with no clue as to what the bill will be after? --68.10.xxx.x
OT: Cash no good (by NE [PA]) Posted on: Apr 10, 2019 2:41 PM
DJ, I had bills for 10's of thousands last summer wiped away like nothing when challenged by insurance companies.
I've also had an ambulance ride wiped cleaned.
My aunt had a $200,000 heart emergency bill written off down to $9,000.
It's so far out of control that I never feel bad seeing hospitals write bills off and I never hold medical collections against tenants if I see it in their credit.
It's a system that needs to collapse. --50.32.xx.xxx
OT: Cash no good (by David [MI]) Posted on: Apr 10, 2019 2:53 PM
NE, I don't quite understand your comment. You and your relatives hospital bills are reduced or eliminated significantly because of your insurance. And yet you say that system "needs to collapse"? What it sounds like is that tenants need to be more responsible and have insurance like you and your aunt so they wouldn't have medical collections --50.4.xxx.x
OT: Cash no good (by 6x6 [TN]) Posted on: Apr 10, 2019 2:58 PM
NE, care to explain how you did that?
The system would collapse if everyone would stop buying into and begging for it. I agree it needs to, but you will never get people to stop buying it and take care of there health. If they sneeze they want to run to the doctor. --73.120.xx.xxx
OT: Cash no good (by NE [PA]) Posted on: Apr 10, 2019 3:14 PM
DJ, I can't speak for my Aunt's bill. My uncle and I were discussing medical billing on a hike one day and he was telling me about his experience. My ambulance bill was several years ago. I blew up my face at a flip house and had to go to the hospital. The 1st hospital was coded as an emergency and the 2nd hospital was coded as an emergency, but the transport between hospitals was coded as a non-emergency transport. Insurance kicked it out and I started going back and forth with them and the ambulance company about it. Their argument was that it wasn't an emergency transport. My argument was that it was an emergency room visit and then a transport to a burn center that was coded as an emergency, how was it possible that it wasn't an emergency transport?
My wife had an MRI last summer for a female thing and had a gigantic bill from that.
The doctor ordered it and it was done. The insurance required approval of the procedure before the dr ordered it, wouldn't pay. Went back and forth a bit and the hospital wrote it off completely.
Even small bills I will haggle with them.
OT: Cash no good (by 6x6 [TN]) Posted on: Apr 10, 2019 3:22 PM
Thank you NE for explaining. --73.120.xx.xxx
OT: Cash no good (by Busy [WI]) Posted on: Apr 10, 2019 3:32 PM
Even the tests doctors prescribe should be questioned, IMO. I have a benign tumor, my specialist was wanting to have an MRI every year. First off, I price shopped, and found prices ranged from $600 on the low end to $3k on the high end. And then, I talked my doctor into an every couple of years thing for the mri, as the lifetime limit was getting whittled down rather quickly over something that really wasnít well known ( to 6X6ís point of experimenting on insurance/ payerís dime,) And not known to be all that dangerous. She agreed, as there is a simple blood test that can indicate if the tumor might be growing. So, now, we do the blood test every few years, I havenít had the MRI for many years.
Thing is, before invention of the MRI machine, the type of tumor I have usually wasnít able to even be diagnosed. And itís not ever life -threatening. So, a lot of fuss for nothing. Kind of a, well, we have an MRI machine, letís use it!
My family practice doctor and I are on the same page about most health stuff: Do as 6x6 says. She makes sure my tetanus shots are up to date, discusses safety when rehabbing, and mostly asks how my rentals are going, lol! --172.58.xxx.xxx
OT: Cash no good (by 6x6 [TN]) Posted on: Apr 10, 2019 3:45 PM
Busy, It has also been televised before with doctors saying how the x-ray machines used to detect cancer can actually cause it. Glad you stopped the MRI's --73.120.xx.xxx
OT: Cash no good (by Robin [WI]) Posted on: Apr 10, 2019 4:02 PM
I'm betting that what they really meant was that they won't take patients unless they have insurance. What recourse do they have (really) if they see you and then you walk away? If you really like the doctor, ask if you can prepay in cash and see what they have to say.
I think the best thing Trump could do is to require all medical practices to publish the "retail prices" for all procedures. Boy, wouldn't we see a revolution then! --204.210.xxx.xxx
OT: Cash no good (by Nicole [PA]) Posted on: Apr 10, 2019 5:10 PM
...the x-ray machines used to detect cancer can actually cause it. ...
and the radiation treating breast cancer can cause lung cancer 15 years down the road ... but they don't tell you nor monitor you for the lung cancer
also, what Busy is talking about is called a "concierge" doctor ... google it ... best thing ever if you don't have serious medical problems.
for those who think self insuring is okay ... not sure of what was actually negotiated between the hospital and insurance but I was in the hospital last year for 5 days in intensive care. The MEDICINE alone was $48,000. All kinds of tests and bull$hit was done that if anyone had spoken to me about it ahead of time I would have declined. --72.70.xxx.xx
OT: Cash no good (by AllyM [NJ]) Posted on: Apr 10, 2019 6:26 PM
If I called a doctor's office and was told they don't accept cash I would ask to speak to that person's boss. Obviously a stupid new hire. I don't want or have dental insurance and they are very happy to get my check at the dentist's office. There are some bad people working in medical offices. If they want to leave early they just don't schedule patients. Some clerks want a lighter workload so they say the doctor is not accepting new patients. I found that out at one doctor's office by calling back a few minutes later and getting a different voice on the phone. --173.61.xxx.xx
OT: Cash no good (by Robert,OntarioCanada [ON]) Posted on: Apr 10, 2019 7:45 PM
Fox news came up here one time then completely trashed universal health care that exists here where took extreme examples which were so far from reality. Modern medicine is expensive no matter who pays. Higher taxes are common here as there is universal health care. What is required is a photo health care card to visit doctors office or hospital. If you reach retirement age then pharmacy is included while dental care have to pay where certain types of procedures can be expensive. Europe is far more left then here where it is somewhat in the middle but at the lower end. --147.194.xxx.xx
OT: Cash no good (by WL [CA]) Posted on: Apr 10, 2019 8:30 PM
Google Christian Healthcare Ministries. $45 per month for basic coverage. --201.140.xxx.xx
OT: Cash no good (by Live The Dream [AZ]) Posted on: Apr 10, 2019 8:42 PM
Don't call it cash, call it, "self pay." Probably the idiot at the counter making $9 an jour thought you were bringing a wheelbarrow full of actual cash.
Ask about credit cards. Every dr I've been to takes it. --47.216.xx.xxx
OT: Cash no good (by Rick [IN]) Posted on: Apr 11, 2019 5:43 AM
I've been involved in civilian health care -- ophthalmology-- for 32 consecutive years(and still counting--I like my job :) and nine years of military health care before that. Some things I have learned is:
1.If your Dr. does not accept cash, find another one. Do you know what you call the person who graduated last in medical school? Doctor. Ask if your doc will give a discount for cash. If self-pay, ask the billing person if they will give you Medicare rates.
2. Live a healthy lifestyle, including spiritually and mentally. Be a landlord :0
3. If tests are needed, ask for the price and shop around.
4. Like all insurance, shop around for what you want.
5. WL(CA) has an excellent point.
6. Get a Health Savings Account.
7. Be safety minded when working or in fast-paced fun activities. For GOD'S SAKE wear safety glasses!!!!!!!!!
8. Bring a notebook and pen with you when you go to your doctor's office. Take notes.
9. Put on sunscreen when you go out, at least 30 strength.
Thank you. --68.51.xx.x
OT: Cash no good (by WMH [NC]) Posted on: Apr 11, 2019 5:48 AM
They don't take CASH cash but they take credit cards. I'm seeing a new doctor, she tried not to accept insurance and go with discounts for cash, but quickly found that the insurance companies then wouldn't pay for meds she prescribed, or tests she ordered - she was not in their system and so therefore nothing she did was covered... her dream of being a little country doctor doing it old school was quickly dashed. --50.82.xxx.xx
OT: Cash no good (by Barb [MO]) Posted on: Apr 11, 2019 5:49 AM
I really wonder if the phone person just couldnít process that cash and self pay were the same.
Rick, the chemical sunscreens are hard on the environment. Try a physical one. The physical biodegradable ones are best, if goopy. The right clothes (spf 30 or more fishing shirt plus a hat) make a huge difference. --64.251.xxx.xxx
OT: Cash no good (by Busy [WI]) Posted on: Apr 11, 2019 7:40 AM
Rick, that is an excellent list.
Barb, Iíve noticed ads for those shirts. Do you know how Ďbreathableí they are? I am easily over-heated, sweat profusely. And also have the perfect skin type for melanoma, so am diligent about the hat and sunscreen. --70.92.xxx.xxx
OT: Cash no good (by Fishsticks [IA]) Posted on: Apr 11, 2019 1:47 PM
Everything about dr's and ins is crazy.... my 16 year old broke his neck in September of last year..... is working on standing and walking again..... electric wheel chair cost $34,000.00 - that's more then my 2018 Jeep Compass..... his manual chair that we picked up yesterday.... $9,100.00.
Yup..... over the top crazy.
OT: Cash no good (by NE [PA]) Posted on: Apr 11, 2019 2:05 PM
That's crazy fish sticks. It makes me not trust them. --174.200.x.xxx
OT: Cash no good (by 6x6 [TN]) Posted on: Apr 11, 2019 4:11 PM
WL, thanks for the tip.
Rick, good list.
WMH, I think that kind of proves what a rip off the insurance companys are.
Fishsticks, I think I would build my own wheel chair. --73.120.xx.xxx
OT: Cash no good (by Busy [WI]) Posted on: Apr 11, 2019 5:24 PM
Fish sticks, I hope things are going well for you, your son, your family. That is really tough to hear. Sending you good vibes. --70.92.xxx.xxx
OT: Cash no good (by DJ [VA]) Posted on: Apr 11, 2019 7:19 PM
Fishsticks: Thanks for sharing that. It reminds me to re greatful for all my blessings. Hope your family does well --68.10.xxx.x
OT: Cash no good (by plenty [MO]) Posted on: Apr 12, 2019 5:01 AM
Don't Doctors take an Oath. Interesting,form of payment. We have one here that only takes cash. Perhaps you were seeing some that was part of a larger hospital or specialist. Some really smart doc may have a large staff and i cant image they could figure out and other system other than "electronic pay" --99.203.xx.xxx
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