Roomates vs shacking up
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Roomates vs shacking up (by RentsDue [MA]) Mar 17, 2019 3:59 PM
       Roomates vs shacking up (by WMH [NC]) Mar 17, 2019 4:21 PM
       Roomates vs shacking up (by RentsDue [MA]) Mar 17, 2019 5:18 PM
       Roomates vs shacking up (by Richard [MI]) Mar 17, 2019 6:00 PM
       Roomates vs shacking up (by Small potatoes [NY]) Mar 17, 2019 6:17 PM
       Roomates vs shacking up (by OPM [OR]) Mar 17, 2019 6:36 PM
       Roomates vs shacking up (by BRAD 20,000 [IN]) Mar 17, 2019 7:31 PM
       Roomates vs shacking up (by BRAD 20,000 [IN]) Mar 17, 2019 7:41 PM
       Roomates vs shacking up (by RentsDue [MA]) Mar 18, 2019 4:15 AM
       Roomates vs shacking up (by Ken [NY]) Mar 18, 2019 4:38 AM
       Roomates vs shacking up (by J [FL]) Mar 18, 2019 5:09 AM
       Roomates vs shacking up (by J [FL]) Mar 18, 2019 5:22 AM
       Roomates vs shacking up (by BRAD 20,000 [IN]) Mar 18, 2019 11:33 AM
       Roomates vs shacking up (by Pmh [TX]) Mar 18, 2019 2:46 PM
       Roomates vs shacking up (by WMH [NC]) Mar 18, 2019 2:51 PM
       Roomates vs shacking up (by Busy [WI]) Mar 19, 2019 11:08 AM
       Roomates vs shacking up (by Busy [WI]) Mar 19, 2019 11:16 AM


Roomates vs shacking up (by RentsDue [MA]) Posted on: Mar 17, 2019 3:59 PM
Message:

I haven’t had a vacancy in a while and, judging by my ad replies, it seems that the entire world has gone insane in that time. I’m going to screen everyone properly and fairly . There seem to be a lot of roomates looking. I don’t like those situations but I have done them. In that case I require both roomates to be able to seperately income qualify. Every time I’ve had a married couple or shacking up couple apply they were always both working and both income qualified. What about stay at home moms? If husband/ boyfriend/ fiancé qualifies alone then I know the rent will get paid.....but does that mean I’m discriminating against roomates? Sometimes you don’t know if they are roomies or boyfriend and girlfriend , boyfriend and boyfriend, etc. I had what I assumed to be a male couple several years, but never asked. Not my business. Where’s the line here because my state says I can’t discriminate on marital status.

--71.10.xxx.xxx




Roomates vs shacking up (by WMH [NC]) Posted on: Mar 17, 2019 4:21 PM
Message:

You can but you shouldn't. Marital status is not a protected class, FAMILIAL status is but that just means you can't discriminate based on the presence of CHILDREN, not legal status of the couple.

If you want only married couples, by all means make that a criteria for every unit and don't allow unmarried people, or roommates as you have NO IDEA who sleeps with who (or shouldn't!)

But you DO realize more and more people are DELAYING marriage these days and living together first to AVOID the traumatic divorce THEY had to go through with their parents and grandparents?

They live together - within two years or so, it either works and they stay together or it doesn't and they split, no harm no foul and no financial disaster. --50.82.xxx.xx




Roomates vs shacking up (by RentsDue [MA]) Posted on: Mar 17, 2019 5:18 PM
Message:

Marital status IS a protected class in MA. Flip side of it is that it protects single people too. But that’s not why I posted. Roomates are not a protected class but just because someone doesn’t say “ fiancé” or “ boyfriend” do you assume they are just roomies and do you screen differently because of it? How can you do that with a stay at home parent? --71.10.xxx.xxx




Roomates vs shacking up (by Richard [MI]) Posted on: Mar 17, 2019 6:00 PM
Message:

RD,

You've made a good observation.

The following is just my opinion. I could be wrong.

In a previous post I said that I felt wages were basically stagnant for the last 50 years for people who make less than $12-$15 per hour now. Especially considering inflation. In 1972,minimum wage was about $3.00 an hour.Even by 1976 it really had not gone up much. Many people at the bottom only made $3.00-3.50 an hour. Gas was 60 cents a gallon in 1977 and 25 cents in 1972. My rent them was $85 a month.

Now, 47 years later, wages at the bottom are, what, about $7.25 an hour. Less than 3 times more in 47 years, since 1972. Wow.

Gas today here is $2.50 a gallon,down from $3.50 - $4.00+, house payment is $1125 a month, only because of 100K+ down. Cars that used to cost $3000 new are now $30,000, a factor of 10. A head of lettuce in the store yesterday was $2.50- for ONE head . My dog just had 3 teeth pulled and it was over $1000. Medical insurance hundreds a month. Car repairs $100+ per hour. I could go on.

Back when the woman's liberation movement became popular, they told the ladies to get their own jobs and more. They did. With the extra income, families could afford to pay more for homes. They did. Now they are slaves to debt.

Now prices have risen to the point where, unless someone or even a family makes a substantial income, about $80,000 or more, they can't afford a place unless they have a huge down payment or buy in small towns or the country. Child care costs have gone up to levels where that second income is often not enough. It might take a third income OR A ROOMMATE or an extended family situation.

So, what are we as landlords to do if our tenants don't make a big paycheck?

If they do make good money, most of them buy a place.

If they don't, they struggle.

I've seen recent info that 43% of people can't raise $400. 78 percent have less than $1000 in savings.

These numbers are frightening.

One slip, one unexpected problem and they can't pay the rent.

So, like I said, what are we to do?

I say, adjust our rentals to accommodate reality.

If it takes a roommate, allow one. If it takes two families in one house, do it. Would we rather have no income and an empty house? Would we prefer to wait until things get so bad the govt steps in and takes over our houses and puts landlords totally out of business? Would they? Some people in our own Congress seem to me they would gladly take our houses to distribute to needy people.

Many countries have extended family situations where several generations live in the same house. We here in the USA have become a nation where everyone expects their own place. I predict that this will come to an end unless housing and other expenses come into a balance with earnings. --23.121.xx.xxx




Roomates vs shacking up (by Small potatoes [NY]) Posted on: Mar 17, 2019 6:17 PM
Message:

I don't see why you wouldn't ask applicants to distinguish between couples and roommates. I don't get people posing as roommates who are really couples. I actually don't get roommate applications but I do get applications where the girlfriend works and the boyfriend is a louse. I will not take them usually they smoke anyway so denied! --66.87.xxx.xxx




Roomates vs shacking up (by OPM [OR]) Posted on: Mar 17, 2019 6:36 PM
Message:

Married or not

All tenants and roommates and guarantors, are ‘equally and severally’ responsible for their performance under the entire agreement, addendums, laws and statutes.

The landlord has the option of seeking payment from all or any individual tenant/s and or the guarantor, and reporting breaches to the public records companies or credit bureaus.

--162.247.xx.xx




Roomates vs shacking up (by BRAD 20,000 [IN]) Posted on: Mar 17, 2019 7:31 PM
Message:

Rents,

Everyone is a FIANCE these days, even the ones who met just last week.

In my city the statistics show it takes $16 / hour x 40 hours to survive. WalMart pays $8.25 and max 32 hours, and the factories pay $14 tops. That usually means 2 people.

By Federal Fair Housing law 2 adults are 2 adults no matter what they call their relationship.

MY local Fair Housing office says familial status means we cannot DEFINE a family. It can be Great Granny, weird Uncle Harry, and people who are LIKE family to each other.

(BTW the original law was to protect women whose status was “in a family way” - pregnant. LLs were refusing pregnant women anticipating a loss of income once the baby is born. The definition has evolved over the years and is subject to interpretation by local authorities. Don’t poke the bear and be the test case! Fair Housing offices do not lose! )

Roommates are a profitable part of our business. 2 or 3 incomes helps fill vacancies and assires payment

AND

when a roomie wants to leave they can pay the ELTF to be removed from the lease

IF

A fresh application from the remaining roomies shows they can afford it.

Screen and rent on!

BRAD

--73.102.xxx.xxx




Roomates vs shacking up (by BRAD 20,000 [IN]) Posted on: Mar 17, 2019 7:41 PM
Message:

PS

My lease is clear: joint and severally.

Without this claise each roommates and shackups MIGHT be handled differently on legal service, evictions, and collections. Been there!

In the case of legally married couples, serving or speaking to ONE, a judgment on “them” is as good as speaking to both no matter who shows up or who signs.

BRAD

--73.102.xxx.xxx




Roomates vs shacking up (by RentsDue [MA]) Posted on: Mar 18, 2019 4:15 AM
Message:

I do the jointly and severally in the lease. My concern is in the screening process. If I have a family ( mom, dad and kids) that has 1 working parent that makes $50,000.00 a year they qualify for a $1000.00/month rental at 3x income. If I have 2 roomies that want the same $1000.00 rental, but they only make $25,000.00 each then they do not qualify at 3x income even though the total is the same? That is why it matters if they are a couple or not. If they happen to be a family unit without the marriage certificate then Is that discrimination? --71.10.xxx.xxx




Roomates vs shacking up (by Ken [NY]) Posted on: Mar 18, 2019 4:38 AM
Message:

In the case of legally married couples serving or speaking to one,a judgment on them is as good as speaking to both no matter who shows up or who signs, not so in my state,you need to serve each separately or serve one for themselves and serve them again for the other person,same as any other --72.231.xxx.xxx




Roomates vs shacking up (by J [FL]) Posted on: Mar 18, 2019 5:09 AM
Message:

I have seen rental criteria where roommates -- either platonic, or romantic -- must have at least one year's prior rental history living together to qualify. In order to cut down on large group situations where people may find they do not get along once they start living together, which I've had to go through personally with tenants.

This policy seems to be legal in my state and I'm going to put it in my own criteria.

--72.188.xxx.xxx




Roomates vs shacking up (by J [FL]) Posted on: Mar 18, 2019 5:22 AM
Message:

I have limited experience, but I haven't had a problem with "roommates" paying the rent. The problem has been they break up during the tenancy, and then they either they move some unknown person in without asking me, or they want me to spend my time screening for a new roommate. Which isn't how I want to spend my time. --72.188.xxx.xxx




Roomates vs shacking up (by BRAD 20,000 [IN]) Posted on: Mar 18, 2019 11:33 AM
Message:

Yes, Ken is right. SERVICE ( and ANY policy) can vary from judge to judge, court to court, state to state.

My quick reply was based on MY court.

Gotta know YOUR judge!

BRAD --73.102.xxx.xxx




Roomates vs shacking up (by Pmh [TX]) Posted on: Mar 18, 2019 2:46 PM
Message:

I shacked up with my then gf (now wife of 27 years) at her rental for 3 years. now a LL. I don’t sweat the small stuff so long as rent paid on the 1st...we did have an arrangement where I mowed LL other rentals for $100 rebate each month. it’s all good in my hood. --70.119.xxx.xxx




Roomates vs shacking up (by WMH [NC]) Posted on: Mar 18, 2019 2:51 PM
Message:

PMH, you just reminded me that DH and I "shacked up" for a few months, then bought a house together, THEN got married. 33 years ago or so. --50.82.xxx.xx




Roomates vs shacking up (by Busy [WI]) Posted on: Mar 19, 2019 11:08 AM
Message:

RentsDue, marital status is also protected class in my state. I use total unit income to meet my income requirements, as I don’t want to pry into the relationship. (Big no-no in my area.) Rent receipts are filled out with all adult names, I just list the one whose account it actually was Zelled from first.

So, if I get $300 Zelled from Sue Smith, Billy Brown is also listed on the receipt. Then when Billy Brown Zelled the rest, Billy’s name is listed first, Sue Smith second. For me, that is a small benefit of doing receipts: reinforces the issue that both are jointly and severally responsible for rent. So, if one party quit job/lost job, their name would still always show up on my rent receipts, even if they weren’t contributing financially. My state also has complex laws regarding marital assets, including employment income ( belongs to both, no matter who earned it. Debt too.) --70.92.xxx.xxx




Roomates vs shacking up (by Busy [WI]) Posted on: Mar 19, 2019 11:16 AM
Message:

Rents Due, in your example, one couple earns 50k, other couple each earns 25k, in my state, married/ not married cannot come into it, (as you also know about your state.) For me, I would see both family units as meeting my 3X rent.

Part of why I process in order application was received. And record all dates/ times of contacts with prospective applicants. In my limited experience, no tenants are perfect, simply because they are human. We all have ‘stuff.’ --70.92.xxx.xxx





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