Thank you for the input on my brick problem. This is generally a good property and sound building but apparently water got behind the bricks and pushed a bunch out. It looks like thousands rt now for repair,..Not sure yet until we can get the lift up there. The lift alone is 500.00 per day.

So I'm wondering to turn it in to insurance. OK I have 1000 deductible. I'm not too worried about increasing my rate as I'm selling it in the Spring.

But will insurance even cover this? Are they just going to call it a wear and tear under most policies?

Chad,

Careful. The insurance industry keeps a permanant record of all claims on a property. Water damage also means mold. Ins cos might not insure the house for a potential buyer when you go to sell.

If you even ASK your agent this will go on the property’s record.

I doubt ins will cover damage from a leaky roof, gutters, or flashing. They would consider it poor maintenance.

I concur with Brad. Unless there was some sort of claustrophobic cause such as a tree falling or lighting strike this is going to be on your nickel.