 Provided background check (by Dan [OH]) Oct 15, 2018 5:31 PM
 Provided background check (by razorback_tim [AR]) Oct 15, 2018 5:37 PM
Provided background check (by Vee [OH]) Oct 15, 2018 6:35 PM
Provided background check (by John... [MI]) Oct 16, 2018 5:44 AM
Provided background check (by S i d [MO]) Oct 16, 2018 5:45 AM
Provided background check (by Robert J [CA]) Oct 16, 2018 8:46 AM
Provided background check (by John... [MI]) Oct 16, 2018 1:19 PM
Provided background check (by Jim In O C [CA]) Oct 16, 2018 2:09 PM
Provided background check (by WMH [NC]) Oct 16, 2018 2:48 PM
Provided background check (by Dan [OH]) Oct 16, 2018 3:00 PM
Provided background check (by Quietly [FL]) Oct 16, 2018 9:31 PM
Provided background check (by Dan [OH]) Posted on: Oct 15, 2018 5:31 PM
Message:
We do a credit and criminal background check on our applicants.
Today I had a gentleman who asked if I'd accept a background check that he provided. His concern was giving his SSN over to basically a stranger.
I told him I didn't think we could do that (I'd be worried they could somehow doctor it) but I was curious if any of you had ever ran into someone requesting that and/or accepted that.
My snap, totally superficial judgment would be that this person has quite good credit and makes good income
--208.102.xxx.xx |
Provided background check (by razorback_tim [AR]) Posted on: Oct 15, 2018 5:37 PM
Message:
While I can understand the hesitancy to give out ones SSN in today’s world, he is asking you to give the keys to your house to a total stranger, so it’s only common sense that he is going to have to provide his SSN to a total stranger.
My immediate reaction anytime someone states they don’t want to provide SSN when applying for housing is that they are hiding something.
I would pass unless he changes his mind. You are correct that these documents are easily faked. --70.178.x.xx |
Provided background check (by Vee [OH]) Posted on: Oct 15, 2018 6:35 PM
Message:
Next - you need a SS for the exit, I have had people provide it but I explain I need the output form with the circles 60-90-120 and the -C-, I have compared the delivered ones to the real ones - what a mess... --76.188.xxx.xx |
Provided background check (by John... [MI]) Posted on: Oct 16, 2018 5:44 AM
Message:
I would tell them that I understand their concern, but explain how I protect their SSN and only use it for the credit/background check. In other words, I would make sure they understood exactly how I used and protected it.
If they then give it, then great -- sounds like a good applicant that worries about important things, but is reasonable once they understand the situation.
If they still won't give it, then NEXT! :)
- John...
--24.180.xxx.xxx |
Provided background check (by S i d [MO]) Posted on: Oct 16, 2018 5:45 AM
Message:
Applicant: "I'm concerned about a stranger having my SSN."
Me: "I'm concerned about a stranger having keys my house worth $50,000-$100,000."
Questions?
. --173.20.xxx.xxx |
Provided background check (by Robert J [CA]) Posted on: Oct 16, 2018 8:46 AM
Message:
There are services over the internet that for a fee, they will provide phony credit checks, phony pay stubs and a list of other stuff. I can never accept a applicants documents at face value, I always have to double check.
One applicant said each time someone runs their credit reports they loose 5 to 10 FICO points. So I told them if their credit report provided to me matches the report that I'm going to run, they will qualify for the unit. Their report had a 761 FICO score, the report I ran on them came back with a 440 score. Big difference. --47.156.xx.xx |
Provided background check (by John... [MI]) Posted on: Oct 16, 2018 1:19 PM
Message:
To be fair, when we run their credit reports, there often is a ding of a few points -- but it doesn't last long, so not a big deal. But, tenants are correct that their scores do go down slightly when we run them (depending on the service used -- but the service used by THIS site is indeed a hard pull, unfortunately).
- John...
--24.180.xxx.xxx |
Provided background check (by Jim In O C [CA]) Posted on: Oct 16, 2018 2:09 PM
Message:
I will use an applicants credit report to see if they might qualify if the report I run confirms all the information. On a couple of occasions I have the applicants withdraw their application because they know I will discover something derogatory.
When I had my manufacturing business I told applicants I do drug testing. I didn’t care if they high blood pressure or high cholesterol but they I did care if they’re on drugs. The druggies never returned. In 20 years I never paid for a drug test. --172.17.xxx.xx |
Provided background check (by WMH [NC]) Posted on: Oct 16, 2018 2:48 PM
Message:
I give them the option to pull their own through a link I provide from T ransunion. It does not ding their credit.
But I still want their SSN. So they can do the softpull background check, and THEN give me their SSN.
As noted above we are giving them $$$$$$$$$$$$$ in real estate. --50.82.xxx.xx |
Provided background check (by Dan [OH]) Posted on: Oct 16, 2018 3:00 PM
Message:
Thanks guys - I told him we'd need it and (surprise) he never got back to me :-) --208.102.xxx.xx |
Provided background check (by Quietly [FL]) Posted on: Oct 16, 2018 9:31 PM
Message:
Dan, the responses posted were GREAT!
Just had a potential tenant ask me the same question (regarding can I show you my credit report and background check; but not give you my SS#?)
Answer: Yes, you can. And I'll show you my credit report and background check … but not the home for rent.
Ha! --107.202.xxx.xxx |
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