Just curious what others invest in besides real estate? I have 2 people paying off there land contracts in next 2 weeks....will walk away with around 185k.. I want to diversify a little.. I will still be buying homes but want to take some chips off the table. The only debt i have is my primary home but it is at like 3.25 15 year fixed. Not worth paying off. I would be happy with atleast 5 percent.. I am 42.. Have about 30 to 35 sfh homes all free an clear. Have about quarter million in mutual funds. I dont talk money with family an friends always feel like i am bragging an dont like that. --107.77.xxx.xx

Where else do you put it?? --50.82.xxx.xx

This is the main reason I got into rentals....all my money was in the stock market 12 years ago. I have a masters degree in finance and wanted to diversify. So now about 25% of our money is in real estate, the rest is split between various investments such as equities, bonds, international stocks, and some cash. I feel much better with our portfolio this way...if the market dives I'm much better off because the houses likely would not devalue at the same rate or same time. --99.92.xxx.xxx

I would also love to hear what others invest in. --99.165.xx.xxx

--73.178.xxx.xx

I'm not seeking, but you could be a hard money or private lender and do a lot better than 5%. --174.197.xx.x

I recently bought JP Morgan Chase Preferred stock paying 5%. Or invest in a Vanguard Targeted Retirement fund if you will not need the money until retirement. Or buy an annuity with that amount of money have another income stream for the rest of your life. Time to find a good investment advisor. --98.146.xxx.xxx

Has anyone had good experiences with microfinance/P2P lending? Things like Prosper (not available in Texas) or Lending Club or Kiva or whatever sound interesting, but they never seem solid enough to jump on. --96.46.xxx.xx

Could you diversely is RE... say four families or larger complex ? Raw land? --99.203.xx.xx

Also, industrial rentals have way more favorable rules for landlords than houses do. --66.188.xx.xxx

I have a couple Vanguard mutual funds and ETF's. --24.45.xxx.xxx

401k funds, stocks (mostly blue chip dividend stocks) and tax-free muni bonds from states that are right-to-work, low tax, oil producing, and are financially stable. Basically, mostly southern states and a few others. --108.69.xxx.xxx

Dividend stocks - xom, so, f, pm, gm, gsk, kmb, Laddering cds, us i bonds are paying about 2.5, US Gold and silver coins, classic cars and guns. Thinking about munies as well. --75.141.xxx.xxx

Just established the loans the first of this year. I will be lucky to break even. --75.141.xxx.xxx

@OldTex, thank you for the caution and the data points. --96.46.xxx.xx

Myself though, I diversify by business and real estate holdings. Real estate rentals: houses, multi-family, strip mall, office, and warehouse space, farmland. Also own an event center. Have a party rental biz; tents, table/chairs, inflatable, etc. Everything I mentioned, one of those will be going gang Buster's, one will doing little to nothing, and the rest doing ok... --166.137.xx.xxx

Seems they were just little kids when I bought my first rental in 2000. Where did 18 years go?? --108.87.xx.xxx