New tenant moved in beginning of month. The 1st was on a Tuesday. I let them move in a few days early ( Sunday) because they work all week. They did not have their proof of Renter's insurance on that Sunday. Said they wouldn't have it until Monday or Tuesday when agent was open to send it to me. It was a quick process from original showing to move in, so it made sense . They qualified so I was good. I didn't worry about waiting a few days for the proof of insurance. What an idiot I am. It has now been 2 weeks and no proof of insurance. They don't even have to pay for it, they just have to set it up. I have called, emailed and texted and they are ignoring me. It's not even about the insurance anymore, I am not going to set a precedent where the tenant makes the rules. My husband wants me to let it go. Of course, he insisted I do a year lease instead of my holy grail month to month. So now I am stuck with these people for a year. It is killing me not to send a Notice To Quit. Husband doesn't want me to because of upcoming vacancy in building. I have learned my lesson...about listening to tenants and my husband. I don't care if they cover their stuff, I just want the liability end covered. I am tempted to give their phone number to every insurance salesman in town to get them motivated. They already complained that they don't like the way rent is collected and they would like their rent picked up at their home. I declined. Im thinking that since they think they make the rules, they will expect their rent will be picked up. It will give me great pleasure to have them served for non- payment. Maybe I'm overreacting because I'm displeased that they are ignoring me. Like I said, it's less about the insurance now than it is their behavior. Am I overacting or do I need to nip this now before they start moving in the pit bulls , trampolines , pools, fire pits and in laws? --71.10.xxx.xxx

I am in process of pushing out a 2month stay, it happens. --76.188.xxx.xx

Sorry for you but lesson learned...next time you will remember cooperation is the number one quality a tenant has to display to get in the door! --50.82.xxx.xx

I threw out a lady after 10 days into a 2 year lease. She was a payer too. One of the best decisions I've made in awhile. Your gut is telling you to get rid of these people or enforce your rules.. cave now and they'll understand you'll cave on other things. People like this get past screening sometimes --174.234.xxx.xx

I don't understand why landlords even care if they have renters insurance,i don't care if they loose everything in a fire,that is there problem.It seems like a lot of effort to keep track of policies to me. --72.231.xxx.xxx

Sometimes, legal notification sets the tone of who is in charge. --205.223.xxx.xx

So take your tenants issues with a grain of salt if your getting the rent paid, paying down the mortgage and having your tax write-offs. --47.156.xx.xx

4. Relax, and if you can't sleep at night because of your tenants, evict them if and when they fail to pay rent on time. --99.59.x.xxx

. --173.19.x.xxx

Thanks for the great insights. They did not complain about rent collection until after they had moved in, I never would have taken them if they did. No way am I catering to them on that. I know I should pick my battles, but " you get what you allow" won't get out of my head.Ive always been very successful by being no nonsense and all business. Now husband wants to take over everything and do it his way. I guess I will overcook his dinner and shrink his laundry maybe he will take over all the cooking and laundry! --71.10.xxx.xxx

I am with those that don't care if my tenant's have rental insurance. I had lightning strike once house, really didn't do much damage to the house, but did travel through the Christmas lights to the electronics they had. Toasted them. They learned after that. I do remind them my insurance does not cover their property and recommend tenant's insurance. One of those things I don't worry about. Even if they have liability, pretty much claims are against my policy because, hey I am the rich landlord. I have plenty of insurance that I can sleep well at night. --108.44.xx.xxx

Although, I have to say, I have trouble imagining any judge granting an eviction because the tenant hasn't purchased renters insurance. Some judges don't even like to evict for non-payment, giving months and months of second chances. --174.216.x.xxx

Did you verify you were speaking to their actual landlord and not one of their friends pretending to be their landlord? --174.216.x.xxx

Rents Due, me,I'd have a second cup of coffee even though I didn't have a first one and it's a little past 12.30 in the afternoon............charlie......................maybe it's time for that first one........................................ --174.199.x.xx

Can you set up the insurance or at least get some of the information to agent and then ask agent to call them to finish. Very awesome of you to provide this for them. Moving is difficult enough i image they said what they said at move In cause that is what you needed to hear. After a month i would send notice now you are being a pest. Relax. Change what you can accept what you can't...and you can't fix stupid! It's just not smart not to sign up when it's free! Shut up for now, lay low, get next month's rent then send them a paper reminder. Follow thru. --99.203.xx.xx

Give em a notice with what you require via Certified Mail, regular mail and post it on the door. Call it a Cure or Quit or a Cease and Desist and get it done so that you will feel better. Give them so many days to comply or you will file for eviction. Then see what happens. And don't pick up the rent and when they don't do what you asked then file if you have time. I would probably not have time and cave. --73.178.xxx.xx

Focus on the issues with the tenant. Your husband having different views or changing your process can impact your reactions. Find a way to release your frustration at tenants, husband, and yourself if you are beating yourself up too. Think about what has happened, what you need to address now and the best way to do that. --24.61.xxx.xx

--73.16.xxx.x

Regarding tenant insurance, had someone tell me today that their tenant's insurance kicked in to cover damages the tenant caused and even paid for lost rent. I never heard of that before. I normally don't push it either. --207.172.xx.xxx

I now, ONLY take tenants who have renters insurance. In Ontario its smart business. Its a protection that the govt actually lets landlords have and we would be foolish not to require it. --65.94.xxx.xx

I hate to say it, but it sounds like they are in charge. --76.120.xx.xx

Not to be rude, but.... If you are in charge of managing the properties, keep him out of it. --47.154.x.xx