OT used vehicle (by Dan [TX]) Apr 11, 2018 6:30 AM
OT used vehicle (by Vee [OH]) Apr 11, 2018 6:46 AM
OT used vehicle (by Sisco [MO]) Apr 11, 2018 6:57 AM
OT used vehicle (by AllyM [NJ]) Apr 11, 2018 6:59 AM
OT used vehicle (by RathdrumGal [ID]) Apr 11, 2018 7:12 AM
OT used vehicle (by Deanna [TX]) Apr 11, 2018 7:17 AM
OT used vehicle (by Barb [MO]) Apr 11, 2018 7:18 AM
OT used vehicle (by Ken [NY]) Apr 11, 2018 8:49 AM
OT used vehicle (by cjo'h [CT]) Apr 11, 2018 8:59 AM
OT used vehicle (by LindaJ [NY]) Apr 11, 2018 9:57 AM
OT used vehicle (by DJ [VA]) Apr 11, 2018 11:34 AM
OT used vehicle (by JAC [OH]) Apr 11, 2018 1:09 PM
OT used vehicle (by cjo'h [CT]) Apr 11, 2018 4:48 PM
OT used vehicle (by Livethedream [AZ]) Apr 11, 2018 8:32 PM
OT used vehicle (by Jim in O C [CA]) Apr 11, 2018 8:59 PM
OT used vehicle (by Robert J [CA]) Apr 11, 2018 10:08 PM
OT used vehicle (by BillW [NJ]) Apr 12, 2018 8:10 AM
OT used vehicle (by Nicole [PA]) Apr 12, 2018 9:37 AM
OT used vehicle (by BillW [NJ]) Apr 12, 2018 10:04 AM
OT used vehicle (by cjo'h [CT]) Apr 12, 2018 10:22 AM
OT used vehicle (by Wilma [PA]) Apr 12, 2018 11:14 AM
OT used vehicle (by Andrew, Canada [ON]) Apr 12, 2018 2:25 PM
OT used vehicle (by David [NC]) Apr 12, 2018 3:28 PM
OT used vehicle (by Barbara [VA]) Apr 12, 2018 3:39 PM
OT used vehicle (by Barbara [VA]) Apr 12, 2018 3:41 PM
OT used vehicle (by Stephen [ON]) Apr 12, 2018 6:40 PM
OT used vehicle (by BillW [NJ]) Apr 12, 2018 7:24 PM
OT used vehicle (by plenty [MO]) Apr 13, 2018 7:05 AM
OT used vehicle (by plenty [MO]) Apr 13, 2018 7:05 AM
OT used vehicle (by plenty [MO]) Apr 13, 2018 7:07 AM
OT used vehicle (by Dan [TX]) Posted on: Apr 11, 2018 6:30 AM Message:
Need some help here wanted to know what most did in my situation....So my 16 yr old daughter is about to start driving. I am looking to help her purchase her first vehicle. was just wondering what your budget was on your kids first vehicles and did you buy new or used? I was hoping to keep it around 5K. --161.226.xxx.xxx |
OT used vehicle (by Vee [OH]) Posted on: Apr 11, 2018 6:46 AM Message:
Is she ready to pay insurance deductibles? I gave my 15 year old car to a few and that freedom is amazing, just enough gas in the tank to get out of the driveway when they block me in after they hunt 10 minutes for keys, the first vehicle lasts a few months so don't get anything terrific, shop in the $12-1500 area. --76.188.xxx.xx |
OT used vehicle (by Sisco [MO]) Posted on: Apr 11, 2018 6:57 AM Message:
Dan, I was in your situation a dozen years ago. I spent about $11,000 for her car. It was a focus that had been in a rental fleet about 12000 mile car.
It was a trouble free car for me.
It was made abundantly clear that this car was owned by me, that she could use my car.
I think making clear the status of ownership was important.
Also, she was not permitted to haul her friends in my car (distracted driving by teens results in collisions). --72.172.xxx.xx |
OT used vehicle (by AllyM [NJ]) Posted on: Apr 11, 2018 6:59 AM Message:
Buy one and let the new driver use it. I would not give a sixteen year old their own car. I bought my own when I got my first teaching job. Other than that I used the parents older car. An older Subaru might be a good investment. They seem to last. But really, what dealership is closest? That way you can get the repairs done easier without driving so far unless you have an honest repair guy near you. --69.141.xxx.xxx |
OT used vehicle (by RathdrumGal [ID]) Posted on: Apr 11, 2018 7:12 AM Message:
I waited until my daughter NEEDED a car for an after school job. She still got into trouble with that car and started skipping school. In retrospect, it would have been better to let her earn a car, or at least do a parent match of funds.
Whatever car you get, get one new enough to have lots of airbags (airbags save lives) and to accept the Hum plug in. The Hum device allows you to track where the car is, and the average speed on your smart phone. Yes, it is a nanny-parenting device, but she is still a minor and you are responsible for her. I believe you also get a break on auto insurance if you have one of these devices installed.
Good luck. You never know what a truly sleepless night is until your kid starts driving. --98.146.xxx.xxx |
OT used vehicle (by Deanna [TX]) Posted on: Apr 11, 2018 7:17 AM Message:
I was in the spring semester of my senior year of undergrad before I was given a car. It was a car that my uncle had given to my parents, and they passed it on to me.
Even so, I wasn't prepared for the expenses associated with car ownership. And this was when gas was 80-90 cents a gallon. And I was on my parents' insurance. I remember it was the last few weeks of school, and having $15 in my checking account, and thinking I'd put in $5 worth of gas... and my debit card wouldn't let me.
I put some gas in the car from whatever loose change I could scrounge. That was the first and only time I ever asked my parents to send me money...
Even though it was hard on me, especially having to borrow rides to get home for holidays/end of semester, I think I'll do something similar with my kids when they get that age. Unless my 16-year-old is working full time, they can just borrow mine on occasion... if they ask permission... and sometimes the answer is no... etc, etc, etc. --96.46.xxx.xx |
OT used vehicle (by Barb [MO]) Posted on: Apr 11, 2018 7:18 AM Message:
Mine were lucky enough to have grandma and grandpa upgrade right as my oldest got her license. It was a 12 year old Pontiac with about 160K miles. If we had purchased it, would have been worth under $4K.
Liability insurance only. Make sure you have an umbrella as well. Expect a couple of fender benders in the first couple of years. Some never have any, but many do. Overall, girls tend to have a couple of fender benders. Boys have fewer accidents, but they tend to be major when they do. So, statistically speaking, nationwide, the average 16 - 21 female is likely to have 1 - 2 small accidents, resulting in $2K or less in damage. The average boy in same age group is about 50% likely to have a car totaled with injury involved.
You need to set the rules up front. You own the car. You pay for major repairs, but child pays for gas unless it is for your convenience. I used to send kid to store and on errands, hand them enough cash to pick up what I needed plus about 2 gallons of gas, tell them to keep the change. :)
No passengers other than siblings they are dropping off because you need them to. NONE! At least, not in the first year. I'm lucky in that my state actually prohibits non-related passengers for the first while, and then only 1 non-related passenger under age 18 until the driver is 18.
Make sure if they have an iPhone, the driving suppression is loaded.
When we upgraded cars after a bit, my oldest got our 2 yr newer car and little brother got the grandparents old one. He drove it until it was completely shot and he bought his own. --131.151.xx.xx |
OT used vehicle (by Ken [NY]) Posted on: Apr 11, 2018 8:49 AM Message:
I bought my own first car and when my step son was old enough he knew he had to buy his own but I had given him plenty of work on the houses and taught him to save some of it,my dad was buying a new car for himself so he sold the old car to my step son we drove it everywhere.Like Barb said it got totaled(not his fault) but he was ok so no big deal.Lots of women say I was hard on him because I never had a kid of my own but I think he needed to buy it himself to appreciate it and not be a spoiled little brat. --72.231.xxx.xxx |
OT used vehicle (by cjo'h [CT]) Posted on: Apr 11, 2018 8:59 AM Message:
Dan,5000 ,is the price I pay for one for my own use.Never was one for splurging on a car lr truck. A trip to Florida might be in the card for you.There are always deals in the retirement communities.Otherwise a used car in the 800 to 1500 dollar category.Never new for a young girl or boy.There'll always be dents and scratches.Before she gets anything make sure she has driving Instructions from a reliable Driving School,otherwise .My younger daughter couldn't wait to get her license,when she got it,didn't care if she ever drove. Now the grandchildren are learning and doing good,no hurry ,no hurry at all,when I first drove,gasoline was 12 cents a gallon,and still not worth any more...............Charlie................. --174.199.x.xxx |
OT used vehicle (by LindaJ [NY]) Posted on: Apr 11, 2018 9:57 AM Message:
My daughter got to use an old Ford Ranger Pickup that I owned when she got her license at 16. $5k worth. Small pickup limited her passengers. She was actually happy to be able to use that excuse! I paid for insurance, she paid for gas and oil changes. She was not allowed to take it to her first year of college.
2nd year of college I bought her a new Ford Focus (titled in both our name). I knew it would not give her problems on the long drive home over the mountains from college. BUT this was also the agreement - $20K for a car if she took the public college route. Even with her many scholarship that was the difference in 1 year tuition.
Now she has a job, a house and just traded that in on a Subaru Crosstrek. (affordable but has all wheel drive for those snowy days) All her expense. --96.236.xx.xx |
OT used vehicle (by DJ [VA]) Posted on: Apr 11, 2018 11:34 AM Message:
When my kids were that age, I spent a couple thousand to buy/make road safe an old beater that I owned as MY second car. To drive it, the kid had to be employed & save up for the increase in 6 months insurance premium, and remain employed to continue paying for insurance as well as gas they used. (I did sneak a little gas into the tank once in a while) I took care of maintenance/repairs. When my daughter totaled it, she had to pay me it's KBB value. They need to learn to be responsible. And keys were taken away for misbehavior. I took their cell phones too(even though they pre-paid for them also), if they misbehaved. There isn't much you can hold over them as consequences when they get to that age, but they sure do care about driving and having a phone. : )
Maybe I was strict, but they all seem to have turned out pretty well. --68.10.xxx.xxx |
OT used vehicle (by JAC [OH]) Posted on: Apr 11, 2018 1:09 PM Message:
On our 2nd $5K or less vehicle, this one for my 2nd kid. First was a $4K vehicle with liability only that we bought 4 years ago and both kids used it until someone rear-ended it. Got $2700 from their insurance company so $1300 for 4 years isn't bad. The chances of an accident are pretty high so I don't see a reason to buy an expensive car the first 3-4 years of driving. If driving requirements change you can purchase something more reliable and newer. What you save in insurance and purchase price are more than enough to go get another beater. --74.215.x.xxx |
OT used vehicle (by cjo'h [CT]) Posted on: Apr 11, 2018 4:48 PM Message:
The State of Connecticut is very good in their restrictions on who can be in the car the first Six months ,no younger siblings,the next six months a little less stringent.which is good.z!zBack in Northern Ireland they mailed me my license for 2 shillings and sixpence,Never was inside a car in my life,or on a tractor.Wish I had kept it.What a treasure,Would be worth a fortune............charlie..........................tune In for more episodes
................................................................ ............. --174.199.x.xxx |
OT used vehicle (by Livethedream [AZ]) Posted on: Apr 11, 2018 8:32 PM Message:
I bought my own car at 16 with money I made flipping condos with my grandmother. A brand new Trans Am. One of the more stupid things I've done. --47.216.xx.xxx |
OT used vehicle (by Jim in O C [CA]) Posted on: Apr 11, 2018 8:59 PM Message:
We bought both son’sb first car. About $10,000. One kept it 8 years and the other 7 like dad. Paid for insurance and gas. Each took the car’s to college for their jobs while in college. --174.239.x.xxx |
OT used vehicle (by Robert J [CA]) Posted on: Apr 11, 2018 10:08 PM Message:
All of my children and step children were give a talk about cars. If I gave them something for free, then it had little to no value to them. If I make them get a job and save towards a car purchase, I will match their funds and pay the first six months of insurance for them. The car has to be in their name, I have to limit my liability.
I told all of the kids that when I was 16 I didn't buy a new car, instead I saved and on my 18th birthday I got an accepted offer to buy my first rental. Closed escrow 45 days later. That first house I exchanged, pulled out money. I sold that house after 40 years for $580,000.
The first child saved up $4,000 doing jobs for three summers. So when she turned 16, I gave her a 10 year old Honda Civic with only 50,000 miles -- in good shape. So long as she saved the $4,000 and used it towards college.
The second child got jealous that his sister got a free car. I told him if he saved $4,000 also, I would give him a used car -- so long as his GPA remained a "B" average. That son get a used Nissan Sentra with 40,000 miles, also for free.
Another child didn't want a used car so she worked until she was in college, buying herself a new car. So couldn't afford the payments and all of the college expenses thinking I would cover the cost of her car. If course I didn't and allowed the car to be repossessed. One has to live within their means. Her mother then paid off the car from the dealer and rewarded the daughter with the care. This child never learned the value of a dollar and is always moving in and out of the house. When I stick her into one of my apartments, I make her share it with a paying renter, which she hates.
I would never buy a kid a new car. The only person's I ever purchased a new car for was my mother, a girlfriend/wife and myself when I turned 50.
I met a gentleman who owns the largest home in my area. We were both being taken home from Toyota dropping our car in for service. Every two years he buys himself, wife and 5 kids new cars because it's too much trouble to take a car in for it's 3 month service. I told him he was crazy. He told me he is a partner in a sports team and one week's income pays for all of their new cars.... He has to spend the money because he always spoils his family. He can afford too. --47.156.xx.xx |
OT used vehicle (by BillW [NJ]) Posted on: Apr 12, 2018 8:10 AM Message:
One day I was thinking how to spend my money to maximize happiness, and I thought if anything happened to my children, I would be very unhappy. So I thought spending money on a safe car for my son was well worth it. I ended up purchasing a 2014 accord sport, manual trans, with 60k miles, for $13k for him and felt it was money well spent. The accord is a safe car, and the newer the car is the safer it is, so a 2014 was a good bet, I thought.
Google: "iihs cars for new drivers" for some ideas.
Good luck! --68.83.xx.xxx |
OT used vehicle (by Nicole [PA]) Posted on: Apr 12, 2018 9:37 AM Message:
wow ...surprised at how much money is spent on cars for kids to have without earning any of it .... turn 16 and given access to a vehicle !!!
when we got our licenses, we drove my mom's car ...when she allowed it ... and there were several of us always begging.
my own kids ... 17-25 years ago. we told them all around age 14 that whatever they saved up, we'd match. Girls all had nice, decent cars. the boys all had clunkers. Actually, as adults, it's still the same mix for their vehicles. --72.70.xxx.xx |
OT used vehicle (by BillW [NJ]) Posted on: Apr 12, 2018 10:04 AM Message:
Nicole, when I was in high school, my girlfriends brother died in a car crash, my best friends brother died in a car crash and my friends brother died in a car crash. I know first hand that cars are a real danger for teens and I'm sure most of you have similar experiences growing up.
I'm a big believer in letting my kids suffer the consequences of their actions, but losing them in a car is one lesson I don't want them to experience. That's why I spend what I did on a safe vehicle for them. Of course, there's no guarantees in life, but I hope to improve the odds. --68.83.xx.xxx |
OT used vehicle (by cjo'h [CT]) Posted on: Apr 12, 2018 10:22 AM Message:
Like I said,all the grandchildren are learning to drive.The one in the Boston area,A neighbour must have felt sorry for him and Gave him one of theirs,better and newer than the one I have. My daughter there also has a suburban with all the bells and whistles back up mirror so you can see everything before you hit it..............charlie..........................................................Ouch...ouch.............................. --174.199.xx.xx |
OT used vehicle (by Wilma [PA]) Posted on: Apr 12, 2018 11:14 AM Message:
Both of our girls were given a grandparent's car (1 was downsizing, 1 passed away). But - we gave them parameters:
1. You must be 18 before you get your driver's license (permit at 16, plus 2 years of driving us all over the place made them terrific drivers).
2. You must be able to pay for your own insurance.
3. Gas, oil, inspections, repairs, parts are all on you.
4. You will learn how to change a tire, check and fill fluids, and you will work with Dad to do common repairs like disc brakes, spark plugs, etc.
Daughter #1 now lives 1/2 hour away and will often come over on a Sunday afternoon to change her oil, replace parts, consult Dad about a problem. Guys in auto parts stores are impressed by her knowledge, and the fact that her car now has 300,000+ miles on it (love Subarus).
Daughter #2 was a harder sell - she's our make-up, hair and nails girl. But when she got t-boned at a slow speed, she worked hard with Dad to find used parts, work on what they could, and put in extra hours selling shoes to pay for the minor frame work.
Both of them HATED the fact that they couldn't drive in high school. But they didn't complain much when about a dozen kids from the local district were killed in crashes over those years, not to mention the dozens that they knew who'd been in more minor, but still serious, crashes.
It's not for everyone - but I was a stay-at-home mom/landlady, so I was flexible about driving with them at the wheel to their work or school stuff. Best part - we saved a BUNDLE on auto insurance! --71.175.xxx.x |
OT used vehicle (by Andrew, Canada [ON]) Posted on: Apr 12, 2018 2:25 PM Message:
Get a used toyota yaris. --70.48.xxx.xxx |
OT used vehicle (by David [NC]) Posted on: Apr 12, 2018 3:28 PM Message:
When, not if, they have an accident you had better be sure that the car IS NOT IN YOUR NAME!!!! Make sure the car insurance is in their name! You can pay for it but make sure it isn’t in your name!!!!! --65.188.xxx.xxx |
OT used vehicle (by Barbara [VA]) Posted on: Apr 12, 2018 3:39 PM Message:
The memories. ..my daughters first car was a dodge full size pick up. We cut the weeds growing around it, towed it to a spot to work on, dumped about $1500 plus the $100 we paid for it. She drove it for 3 years. --68.107.xxx.x |
OT used vehicle (by Barbara [VA]) Posted on: Apr 12, 2018 3:41 PM Message:
I forgot to add, we did splurge and put a $400 stereo system in it for giggles. It was a beater with good sound! --68.107.xxx.x |
OT used vehicle (by Stephen [ON]) Posted on: Apr 12, 2018 6:40 PM Message:
Consider a used Ford Crown Victoria or Mercury Grand Marquis. I drove a Crown Vic for 18 years and 279,000 miles and am now on a Grand Marquis that I have had for three years. They are rock solid vehicles, road tested in fleet and police work. Their size means they should come off well in a collision, which is quite likely with a young driver. They are not the kinds of cars that young drivers aspire to which should bring a more serious and earnest demeanour to their driving exploits. Reliable, comfortable and plenty of mass. Physics will be on your young drivers' side should the worst happen. Also, these cars are not in high demand these days. They are not considered fashionable and the market has moved on to SUVs. You should be able to pick up one in reasonable condition for a relatively low price. --70.30.xx.xx |
OT used vehicle (by BillW [NJ]) Posted on: Apr 12, 2018 7:24 PM Message:
I second Stephen's suggestion.
A toyota avalon would be nice too. They are also a relatively heavy car, and you can get a nice one for around $5k --68.83.xx.xxx |
OT used vehicle (by plenty [MO]) Posted on: Apr 13, 2018 7:05 AM Message:
Two in college. Cars from $1500 to $4000. Insurance in their name with thier own agent at different insuance company than the ones that holds the policies for my rentals. Agent after agent will tell you no... Keep asking. Stare farm has the boys policies. I did have To sign a waiver that we would not drive each other's cars. But we dont need to either! Don't miss that step. Find an older person in your neighborhood who is getting rid of a decent old heavy car. They are usually gold in color! For whatever reason! Lol. Also get them AAA insurance for road side assistance and teach them how to change a tire and the tools and jumper cabled. If they can't do it at least they can tell someone else how and know a bit about it! --99.203.xx.xxx |
OT used vehicle (by plenty [MO]) Posted on: Apr 13, 2018 7:05 AM Message:
Two in college. Cars from $1500 to $4000. Insurance in their name with thier own agent at different insuance company than the ones that holds the policies for my rentals. Agent after agent will tell you no... Keep asking. Stare farm has the boys policies. I did have To sign a waiver that we would not drive each other's cars. But we dont need to either! Don't miss that step. Find an older person in your neighborhood who is getting rid of a decent old heavy car. They are usually gold in color! For whatever reason! Lol. Also get them AAA insurance for road side assistance and teach them how to change a tire and the tools and jumper cabled. If they can't do it at least they can tell someone else how and know a bit about it! --99.203.xx.xxx |
OT used vehicle (by plenty [MO]) Posted on: Apr 13, 2018 7:07 AM Message:
and their grandmother's advise "you don't need to drive you car anywhere unless u r going there to make money" repeat often. --99.203.xx.xxx |
Reply:
|
|