letter from lawyer (by toni akin [RI]) Mar 11, 2018 2:13 PM|
letter from lawyer (by razorback_tim [AR]) Mar 11, 2018 2:25 PM
letter from lawyer (by Ken [NY]) Mar 11, 2018 2:50 PM
letter from lawyer (by David [KY]) Mar 11, 2018 3:14 PM
letter from lawyer (by Robert J [CA]) Mar 11, 2018 10:33 PM
letter from lawyer (by David [MI]) Mar 12, 2018 7:29 AM
letter from lawyer (by JAC [OH]) Mar 12, 2018 8:25 AM
letter from lawyer (by S i d [MO]) Mar 12, 2018 9:09 AM
letter from lawyer (by Barb [MO]) Mar 12, 2018 9:19 AM
letter from lawyer (by Opinionated [NC]) Mar 12, 2018 10:54 AM
letter from lawyer (by John... [MI]) Mar 12, 2018 11:51 AM
letter from lawyer (by Chris [CT]) Mar 12, 2018 1:39 PM
letter from lawyer (by Mike45 [NV]) Mar 12, 2018 3:40 PM
letter from lawyer (by toni akin [RI]) Mar 12, 2018 8:48 PM
letter from lawyer (by don [PA]) Mar 17, 2018 11:50 PM
letter from lawyer (by toni akin [RI]) Posted on: Mar 11, 2018 2:13 PM
Hi, I had recently evicted squatters; one of these squatters is claiming a slip and fall which I received a letter from a lawyer. I was there that day (with police) to do a walk thru of the property and no evidence of such. I called the attorney on the letter and he is demanding I send this letter to my insurance company. I flat out refused and explained the situation. I have not heard back from this lawyer. Should I be concerned he will file suit? I know its a fraud claim but I don't want my insurance rates to go up. Another friend of mine said I should respond via letter denying the claim. Any feedback would be appreciated.
letter from lawyer (by razorback_tim [AR]) Posted on: Mar 11, 2018 2:25 PM
This is what's known as a legal shake-down. They are hoping to get some go-away money from either you or your insurance company. If I receive a letter from a lawyer, they get one back from my lawyer. The vast majority of the time, in a case like this, if you have a lawyer send a letter back to them, it will go away. --70.178.x.xx
letter from lawyer (by Ken [NY]) Posted on: Mar 11, 2018 2:50 PM
I just ignore those letters,if you respond you or your insurance company are easy pickens.In a case like this when you don't respond I believe the attorney tells the client that he will be glad to represent them but he will need a $5000 retainer to get started,and the tenant then leaves because he has no money and gets on his bicycle and rides home and tells everyone that the system is rigged and the landlord has control of the attorney and so nothing he can do about it which just helps the next time you have to deal with the squatter or one of his friends.If you give him the insurance info they call the insurance company who gives them $10000 to go away and your policy gets cancelled and all the low lifes in town hear he got easy money from you and it will happen again --72.231.xxx.xxx
letter from lawyer (by David [KY]) Posted on: Mar 11, 2018 3:14 PM
I had a couple 2 years ago try to shake me down over a plumbing issue they had on a house I flipped and they bought 3 months after moving in. I received a phone call which I did not answer from the homeowners threatening to sue me for 5k dollars and then from their supposed lawyer saying I was liable which also I did not answer.
Supposedly some plumber went out to that house for a clog and told them that they needed to replace the whole sewer line to the street which is a pretty penny. Not my problem either way. Never heard from them again.
Worst thing I could of done is talk to them. Even if I did get sued you always have time to lawyer up and ask judge for more time to get your affairs in order. To be honest I average every year or two someone angry saying they will sue me. Most of the time it is people that have about 6 teeth left. --173.239.xxx.x
letter from lawyer (by Robert J [CA]) Posted on: Mar 11, 2018 10:33 PM
Like with my auto policy's, I have the ability to play games with those types of attorney's/tenants who are trying to get a "free ride". Even though I have a basic liability policy of half a million dollars with an Umbrella policy that takes me into the millions -- BECAUSE I HAVE NO LOANS AND AREN'T REQUIRED TO CARRY INSURANCE, I tell the Bozo Attorney of people tying to get money out of me for no good reason "that I am self insured with a $15,000 Bond". Which cost me almost nothing to obtain......
So no attorney is going to litigate a case against me when I have basically no insurance. They are going to have to have a Jury Trial and take over 4 years for a court date, costing $30,000 to $50,000 pre-trial.
This has worked a couple of times over the last 20 years. --47.156.xx.xx
letter from lawyer (by David [MI]) Posted on: Mar 12, 2018 7:29 AM
Insurance companies do require you to promptly notify them if an accident occurs . If there was indeed an accident , they can deny coverage since you didn't notify them. --12.47.xx.xxx
letter from lawyer (by JAC [OH]) Posted on: Mar 12, 2018 8:25 AM
Just because someone said there was an accident doesn't mean there was an accident. I wouldn't respond to them or notify anyone until I was contacted by a process server or court notified. --74.83.xx.xxx
letter from lawyer (by S i d [MO]) Posted on: Mar 12, 2018 9:09 AM
Silence is golden. Don't answer the door for the pizza man if you didn't order a pizza. Worrying is like paying interest on a debt that was never owed. --173.17.xx.xx
letter from lawyer (by Barb [MO]) Posted on: Mar 12, 2018 9:19 AM
I'd not have responded at all, since it wasn't sent with return receipt or via process server.
Since you already called the lawyer, I'd send a follow up letter. "We have no reports on incidents in the home at 123 Main St."
If the person named as the slip and fall was a named evictee, do you have a legal case against that person? Do you already have a judgement against that person? If so, you can add to the letter, "we have a judgement against Mr. Smith for the amount of $XXXXX for his illegal entry to the property located at 123 Main St." Or something similar. Call the lawyer who evicted them for assistance. --131.151.xx.xx
letter from lawyer (by Opinionated [NC]) Posted on: Mar 12, 2018 10:54 AM
I am not an attorney. But it is my understanding that you should in the fewest words possible, deny that the fall/injury occurred and decline to submit anything to the insurance company and decline to pay any claim.
Remember that if they sue, they must prove their case and you must only defend against their claims. You do not have to prove anything. --66.44.xxx.xx
letter from lawyer (by John... [MI]) Posted on: Mar 12, 2018 11:51 AM
I'd be interested in the rest of this story. Are they really "squatters"? And you just happened to be there the day of the alleged incident?
They has to be more to this that you aren't telling us. These are ex-tenants (or tenants that were being evicted for non-payment maybe)? (Because those aren't technically "squatters.")
I'm just curious how you came to be in this situation, I guess. There must be much more to it.
letter from lawyer (by Chris [CT]) Posted on: Mar 12, 2018 1:39 PM
Calling the lawyer was a mistake. I'd just ignore or have your attorney send them a letter stating their were no reported accidents at 123 main st.
Its probably a fishing letter from an ambulance chaser. --24.45.xxx.xx
letter from lawyer (by Mike45 [NV]) Posted on: Mar 12, 2018 3:40 PM
I personally like a well-written letter on good stationery denying that there was any such accident, that the person falsely claiming to have been injured was neither a tenant nor a legitimate visitor and was not legally on the premises, and that if this matter is pursued, all appropriate legal action will be taken. I do NOT mention the word "trespass" and I do not threaten criminal prosecution.
I do not notify my insurance company immediately upon a frivolous claim.
letter from lawyer (by toni akin [RI]) Posted on: Mar 12, 2018 8:48 PM
Hi again, I am going to take Barb's and Opinionated advisement; as for John, yes there is more to this story. The "squatters" where the result of a tenant who was subleasing without my authorization; he upped and left and skipped out on the rent and left three or four male squatters in the apartment. There was a no judgement was they left before appearing in court. I did not know 2 of 4 male names...one by the first name only and the lawyer identified his client with this same first name (not a common name). I know I should not have called the attorney but I already did so mistake number one on my part. Thank you all for your great feedback.
letter from lawyer (by don [PA]) Posted on: Mar 17, 2018 11:50 PM
If you do not submit it to the insurance company promptly the company will deny you coverage. If the tenant does file suit, you will have to pay for your own defense. Even if you win, you will be out legal fees. --73.141.xxx.xxx