Wage garnishment
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Wage garnishment (by Kma [PA]) Dec 11, 2017 7:39 PM
       Wage garnishment (by Suzie [NJ]) Dec 11, 2017 7:49 PM
       Wage garnishment (by NC INVESTOR [NC]) Dec 11, 2017 10:09 PM
       Wage garnishment (by Nicole [PA]) Dec 12, 2017 6:00 AM
       Wage garnishment (by Kma [PA]) Dec 12, 2017 6:36 AM
       Wage garnishment (by Nicole [PA]) Dec 12, 2017 6:42 AM
       Wage garnishment (by Sisco [MO]) Dec 12, 2017 7:48 AM
       Wage garnishment (by S i d [MO]) Dec 12, 2017 8:58 AM
       Wage garnishment (by Kyle [IN]) Dec 12, 2017 9:18 AM
       Wage garnishment (by Mike SWMO [MO]) Dec 12, 2017 10:41 AM
       Wage garnishment (by Ray-N-Pa [PA]) Dec 15, 2017 5:06 AM


Wage garnishment (by Kma [PA]) Posted on: Dec 11, 2017 7:39 PM
Message:

Hi All, For Wage garnishment, what are the processes? How much it cost? Thank in advance. --172.58.xxx.xxx




Wage garnishment (by Suzie [NJ]) Posted on: Dec 11, 2017 7:49 PM
Message:

First you have to sue the tenant at the small claims court. If you win your case then you have to file for a wge garnishment at the court fior them to assign your case to a constable who will enforce the judgement. It's really not expensive depending on your state. --172.58.xxx.xx




Wage garnishment (by NC INVESTOR [NC]) Posted on: Dec 11, 2017 10:09 PM
Message:

PA only allows wage garnishment for taxes and child support which is becoming the most prevalent rule nationally although some states do not allow it for any reason including taxes.

--71.75.xx.xx




Wage garnishment (by Nicole [PA]) Posted on: Dec 12, 2017 6:00 AM
Message:

no offense to the first two responses but ignore advice from other states.

you must have a landlord tenant judgment at the magistrate... not small claims. file that judgment with the prothonotary. after your 30 day wait period, you file garnishment paperwork and the sheriff serves the employer. extenant then files something that says they're too poor to pay and they get a hearing. sheriff determines amount of garnishment.

all that said, they must have a steady, decent paying, long term job or it's not cost effective because if they leave that job, you start over.

only ever did it one time ... can't remember cost or time --72.95.xx.xxx




Wage garnishment (by Kma [PA]) Posted on: Dec 12, 2017 6:36 AM
Message:

For a person who get $18 per hour and work in a good company over a year. Is this consider steady and decent paying job? --172.58.xxx.xxx




Wage garnishment (by Nicole [PA]) Posted on: Dec 12, 2017 6:42 AM
Message:

they base it somehow on the federal poverty levels and certain exemptions. don't know if the sheriff will give you their "worksheet" or not.

As to one year, what are the chances of this person quitting their job rather than have their wages garnished? only you can "guess" at that. --72.95.xx.xxx




Wage garnishment (by Sisco [MO]) Posted on: Dec 12, 2017 7:48 AM
Message:

I don't know PA law. But in MO, the first step is to get Judgement. After you have the Judgement, filing for wage garnishment is handled through the court clerks office. --72.172.xxx.xx




Wage garnishment (by S i d [MO]) Posted on: Dec 12, 2017 8:58 AM
Message:

Kma, you're asking a lot of questions that can only be answered by knowing your local market.

Local and state law governs what the steps are to garnisheeing wages.

Local economics determine what are "steady, decent paying jobs."

I know you want easy answers online--we all do! But these kinds of questions depend on too many local variables and would be better asked to and answered by LOCAL land lords / business owners. Check around your area with real estate agents and ask if there is a REIA (Real Estate Investors Association). They'll have experience in these matters.

As an example, household median income in my county is around $30,000/year, so $18/hour is above average and represents someone who has skills and has worked his or her way up for a while, so garnisheeing that person makes sense. It is unlikely someone who has that good of a job will bail out after a week or two of seeing part of their check disappear, so I would probably come out okay. However, that same wage is below average in someplace like a high cost of living market (LA, New York City?), and probably the minute your garnishment hit that person would quit and take a new job 2 blocks down for the same or more money. See what I mean about local variables? --173.19.xx.xxx




Wage garnishment (by Kyle [IN]) Posted on: Dec 12, 2017 9:18 AM
Message:

I had a tenant move from IN to PA and their PA employer enforced my IN garnishment order.

The federal garnishment amount is 25% of their disposable pay (after federal, state, and local withholding and FICA). But, there is also a limit that the debtor still gets to take home at least $217.50 per week.

If your debtor earns $18/hr AND works 40hrs/week AND has typical wage deductions AND PA uses the federal calculations, you are probably looking at $100-$135/week from your garnishment. As you can see, there are a lot of variables that we don't know and some you may not know until you pursue the garnishment.

In IN, it costs me $44 to get a final order in garnishment after I have a judgment. I would do that if the upside was an expected $100/week+ from a garnishment. I also add the collection costs and post-judgment interest to the judgment balance. --73.102.xxx.xx




Wage garnishment (by Mike SWMO [MO]) Posted on: Dec 12, 2017 10:41 AM
Message:

I know a guy who was making about 140K a year and he quit his job because he didn't want to pay $500. month child support. Is there a differnce between child support and garnishment - your still paying. Smart guy.

I guarnished a tenant about two years after I got a judgement on him. I waited until after he started buying a house. Interest at 9% added about $450 per year to his amount due me. --71.28.xxx.xxx




Wage garnishment (by Ray-N-Pa [PA]) Posted on: Dec 15, 2017 5:06 AM
Message:

Another specific thing to Pa, they had to have been served personally in the LT action or show the court that they were served. So if they do show up for the hearing, service was complete.

The cost will run you about $200 if you do it yourself or about $650 with an attorney.

Make sure the previous tenant has a good job. If they have a McJob - they will be flipping whoppers the day after the garnishment occurs as they quit and moved on. --24.101.xxx.xxx





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