Title search (by S i d [MO]) Dec 2, 2017 6:51 PM|
Title search (by Rodney [PA]) Dec 2, 2017 7:38 PM
Title search (by JAC [OH]) Dec 2, 2017 7:54 PM
Title search (by Mickie [OH]) Dec 3, 2017 3:37 AM
Title search (by NE [PA]) Dec 3, 2017 3:57 AM
Title search (by LisaFL [FL]) Dec 3, 2017 4:33 AM
Title search (by NE [PA]) Dec 3, 2017 4:42 AM
Title search (by Plenty [MO]) Dec 3, 2017 5:15 AM
Title search (by Vee [OH]) Dec 3, 2017 5:23 AM
Title search (by razorback_tim [AR]) Dec 3, 2017 5:42 AM
Title search (by Ken [NY]) Dec 3, 2017 6:10 AM
Title search (by Dave [MO]) Dec 3, 2017 9:34 AM
Title search (by RB [MI]) Dec 3, 2017 11:31 AM
Title search (by S i d [MO]) Dec 3, 2017 1:13 PM
Title search (by Nicole [PA]) Dec 3, 2017 6:04 PM
Title search (by NE [PA]) Dec 3, 2017 6:20 PM
Title search (by Deanna [TX]) Dec 3, 2017 7:14 PM
Title search (by #22 [MO]) Dec 3, 2017 9:03 PM
Title search (by Ray-N-Pa [PA]) Dec 6, 2017 5:14 PM
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Title search (by S i d [MO]) Posted on: Dec 2, 2017 6:51 PM
Is there a way I can run my own title searches like a title agent/attorney does? Or is the access to it a closely guarded monopoly like Realtor MLS? I know these guys aren't running down to the courthouse when they're only charging $75 for a search.
Title search (by Rodney [PA]) Posted on: Dec 2, 2017 7:38 PM
Title search (by JAC [OH]) Posted on: Dec 2, 2017 7:54 PM
I browse through the recorders web site to following lien and mortgage information on properties. Also check with the auditors website for tax information. --72.49.xx.xx
Title search (by Mickie [OH]) Posted on: Dec 3, 2017 3:37 AM
I do the same thing JAC does. The county recorders site is online. I just called to get an ID set up. It's a good tool. --174.233.x.xxx
Title search (by NE [PA]) Posted on: Dec 3, 2017 3:57 AM
You can do it, but you will miss stuff. --50.107.xxx.xxx
Title search (by LisaFL [FL]) Posted on: Dec 3, 2017 4:33 AM
NE is right. You can do somewhat of a search on your own but it's not the same as what a true title search does. They find things you may not.
In my area there could be outstanding utility liens and they don't appear in court records (they used to but for some reason they don't seem to anymore/privacy reasons maybe. Even when they did they only showed up after the municipality got a court order not while they were in progress. I can call the utility provider and find out if there are pending liens but they won't give me amounts.)
I once purchased a property (vacant lot/house was gone) from someone who had purchased it at a tax sale. I failed to get title insurance (lesson learned). Found out once I became the owner the city had liens on it that are available no place on line. I could have called the city attorney's office and learned of them but didn't know to do that. So that's a thought. I negotiated $7500 worth of liens down to $5000 when I went to sell the property because I couldn't otherwise sell it. Fortunately I still made money on it, just less. --173.170.xxx.xxx
Title search (by NE [PA]) Posted on: Dec 3, 2017 4:42 AM
Sid, my attorney or her searchers go to the courthouse almost everyday. I could have a title search back in a day or two. 3 at the most. Get in touch with them in the morning and give them the address and have them search it for you if you need.
I messed up on one before and won't repeat that mistake. --50.107.xxx.xxx
Title search (by Plenty [MO]) Posted on: Dec 3, 2017 5:15 AM
At one time i had access to the same information that my title company used, yes is different and more complete... However the title company pays people to go there and physically search. I have asked these people when I've seen them at the records a few questions and for help. Like all people some where helpful but most quiet mouth. I understand they are paid a flat fee and value their time. I am digging deep in my thoughts for the name of the program it's still out there but i no longer have access and in hindsight perhaps the person who set that up for me wasn't really keeping the information proprietary. I used it extensively for researching tax sales... Then only made one trip to the records office. If you really need to know I'll find my tax sale box of papers... I have moved this year and things are still not organized. --66.87.xx.xxx
Title search (by Vee [OH]) Posted on: Dec 3, 2017 5:23 AM
You guys never did background checks in the paper court dockets? Very old trick for the ladies to use maiden names, so you have to search the marriage records also - then the data files moved to microfiche, now on a hard disk on an open network... --76.188.xxx.xx
Title search (by razorback_tim [AR]) Posted on: Dec 3, 2017 5:42 AM
To me the risk isnít worth the reward. I also think this would fall outside your $100/hr criteria. --166.137.xxx.xxx
Title search (by Ken [NY]) Posted on: Dec 3, 2017 6:10 AM
Sid,i have learned enough to do what I call a quick and dirty search.My wife calls and get back taxes and unpaid snow shoveling and lawn mowing bills that have not actually been added to the taxes yet.In the counties I buy houses nothing is online so I go the the recorders office pretty regularly and there are several searchers there,several years ago my title rep had one of the ladies in the office show me the basics so that helped.The people selling me low end houses often have judgments filed against themselves that they don't even know are attached to the house and it is helpful to be able to find these quickly and talk to the seller about them rather than pay $200 and wait a week.I have found that the people selling me low end houses don't understand the closing process and will sell to whoever can close first,a contract means nothing to them so me going to the recorders office myself helps me be able to be the first buyer who can close which makes it worth over $100 an hour to me --72.231.xxx.xxx
Title search (by Dave [MO]) Posted on: Dec 3, 2017 9:34 AM
Sid, talk to Sam @ Titian Title in Springfield. She understands what you are wanting to accomplish and will be very helpful. She gives discounts to investors too. I would let a title company do the work=peace of mind. --72.24.xx.xx
Title search (by RB [MI]) Posted on: Dec 3, 2017 11:31 AM
Nice Hit, razorback.
Title search (by S i d [MO]) Posted on: Dec 3, 2017 1:13 PM
You guys are missing what I'm after. I can call a title agent (yes Dave, I know Sam and have used her services for closing and tax liens) and they can literally look up stuff when I'm on the phone. There's got to be an electronic device / tool they use.
The point isn't to try to save $100 on Title search. The point is I need an easy way to get quick info on about 200-300 properties. I don't know too many title willing to do all that for free...
So I ask again...does anyone know what software they use and is it something you have to join a trade group to access? This isn't just the online courthouse/recorders office. I've seen those and they are nowhere near the level of detail I need. --173.19.xx.xxx
Title search (by Nicole [PA]) Posted on: Dec 3, 2017 6:04 PM
no idea what you're looking for Sid as here what I want is public info in Pennsylvania.
Does your state use "title plants"? if so, the answer is you can't afford it. --72.95.xx.xxx
Title search (by NE [PA]) Posted on: Dec 3, 2017 6:20 PM
Sid, I don't know if there is any "software" program. All the title searches at my courthouse walk around with folders and binders full of paper as they search info. --50.107.xxx.xxx
Title search (by Deanna [TX]) Posted on: Dec 3, 2017 7:14 PM
The title company in my area goes over to the County Clerk's office once a week and makes copies/buys copies of all the new deeds that have been put in that week, and put them in their own personal database. They do the same thing with liens, because that information also has to be registered with the County Clerk.
Title search (by #22 [MO]) Posted on: Dec 3, 2017 9:03 PM
Bah - titan stinks! They sold properties out from underneath me. Whoever does your title work should be willing to give you a freebie every now and then... I just spoke w my co and they were fine with it... we need to bundle our buying power together.... --173.25.xx.xx
Title search (by Ray-N-Pa [PA]) Posted on: Dec 6, 2017 5:14 PM
I asked my closing agent who he uses for his searches and then contacted them. They charge me only $30 for a quick search of the title which covers the current owner.
How does Mo do it's closings? --24.101.xxx.xxx
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