Living w/ Relatives
Click here for Top Ten Discussions. CLICK HERE for Q & A Homepage
Receive Free Rental Owner Updates Email:  
MrLandlord Q & A
     
     
Living w/ Relatives (by Roy [AL]) Oct 18, 2017 3:45 AM
       Living w/ Relatives (by Still Learning [NH]) Oct 18, 2017 3:58 AM
       Living w/ Relatives (by Barbara [VA]) Oct 18, 2017 4:01 AM
       Living w/ Relatives (by Roy [AL]) Oct 18, 2017 4:16 AM
       Living w/ Relatives (by Roy [AL]) Oct 18, 2017 4:24 AM
       Living w/ Relatives (by Ken [NY]) Oct 18, 2017 4:25 AM
       Living w/ Relatives (by Pattyk [MO]) Oct 18, 2017 4:49 AM
       Living w/ Relatives (by Sisco [MO]) Oct 18, 2017 4:51 AM
       Living w/ Relatives (by Vee [OH]) Oct 18, 2017 5:40 AM
       Living w/ Relatives (by Roy [AL]) Oct 18, 2017 6:59 AM
       Living w/ Relatives (by BRAD 20,000 [IN]) Oct 18, 2017 7:45 AM
       Living w/ Relatives (by S i d [MO]) Oct 18, 2017 7:49 AM
       Living w/ Relatives (by Robert,OntarioCanada [ON]) Oct 18, 2017 8:43 AM
       Living w/ Relatives (by AllyM [NJ]) Oct 18, 2017 8:49 AM
       Living w/ Relatives (by Barb [MO]) Oct 18, 2017 11:33 AM
       Living w/ Relatives (by BRAD 20,000 [IN]) Oct 18, 2017 11:49 AM
       Living w/ Relatives (by John2 [MI]) Oct 18, 2017 12:15 PM
       Living w/ Relatives (by Robin [FL]) Oct 18, 2017 4:13 PM
       Living w/ Relatives (by cjo'h [CT]) Oct 18, 2017 4:51 PM
       Living w/ Relatives (by cjo'h [CT]) Oct 18, 2017 4:58 PM
       Living w/ Relatives (by cjo'h [CT]) Oct 18, 2017 5:05 PM
       Living w/ Relatives (by Robert J [CA]) Oct 18, 2017 10:32 PM
       Living w/ Relatives (by Nellie [ME]) Oct 19, 2017 7:50 AM
       Living w/ Relatives (by nana&papa [IN]) Oct 19, 2017 10:37 AM


Living w/ Relatives (by Roy [AL]) Posted on: Oct 18, 2017 3:45 AM
Message:

I have rented 3 houses in the last 3 months and ALL of the rental prospects for those 3 vacancies had one thing in common,...they were currently living with relatives,...for various reasons. Now, I realize that living with relatives is a Red Flag in the screening process, however, when all of your prospects are living with relatives and want their own place,..you just have to deal with it the best you can.

That being said, what is the biggest problem in screening applicants who are currently living with relatives? If you consider this a Red Flag, why is this?

On a side note,...the family of 6 that I just evicted for non-payment, went back to where they came from,...living with relatives. --68.63.xxx.xxx




Living w/ Relatives (by Still Learning [NH]) Posted on: Oct 18, 2017 3:58 AM
Message:

A few years ago our market became very tight. Many renters no longer move right from one unit into the next. Some are coming out of relatives houses (especially after college), off friend's couches, or hotels for new job transfers. The trick I find is to figure out why they are coming from relatives houses, why they left their last place and what the gap between places is. --24.61.xxx.xx




Living w/ Relatives (by Barbara [VA]) Posted on: Oct 18, 2017 4:01 AM
Message:

Of course there could be and are legitimate reasons why they are living with relatives, not necessarily a deal breaker for me, but a red flag for sure. Why? Because I would say 75% of the time they are there due to an eviction. --68.107.xxx.x




Living w/ Relatives (by Roy [AL]) Posted on: Oct 18, 2017 4:16 AM
Message:

Barbara,

If someone is currently living with relatives,..and still can't save up any money,...that is a bigger red flag I see and a deal breaker for me. --68.63.xxx.xxx




Living w/ Relatives (by Roy [AL]) Posted on: Oct 18, 2017 4:24 AM
Message:

Another similar situation comes from young people who want you to become their 1st landlord. You do get the opportunity to "train them" if they are 'trainable'. --68.63.xxx.xxx




Living w/ Relatives (by Ken [NY]) Posted on: Oct 18, 2017 4:25 AM
Message:

I have a couplw who applied last night living with relatives for 2 years since they got here from out of town.I told my wife we will see what the paystubs say as far as an address goes.I hope they are really living with relatives but I have a suspicion that they aren't --72.231.xxx.xxx




Living w/ Relatives (by Pattyk [MO]) Posted on: Oct 18, 2017 4:49 AM
Message:

Red flag for me too. I ask for 2 months bank statements. I look to see if they saved enough to pay the rent while living with relatives. If there cost of living rose up then they have not taken responsibility of this opportunity to save up. Instead they were enabled to act like banshees! --66.87.xx.xxx




Living w/ Relatives (by Sisco [MO]) Posted on: Oct 18, 2017 4:51 AM
Message:

I have had both good and bad from the relative groups.

The bad: it trended toward a flop house. Different people, always more people. Big problems with parking and some very unsavory folks. Not good neighbors. --72.172.xxx.xx




Living w/ Relatives (by Vee [OH]) Posted on: Oct 18, 2017 5:40 AM
Message:

With me it is a red flag but I have an exclusive use lease, recently had a newcomer question why she can not have others come and go - simply stated we need to know who to name in the eviction if it ever comes to that - it is the court rule not ours, she was hesitant to put other names on the lease as it would reduce her support allowance. Back to living with relatives, classic example of double rent value deposit, and of course is the other relative a property owner (garnishable - put them on the lease, jointly severally), I have had many use a relative but they reside in public housing so that is the bigger red flag for me, the housing managers are enforcing the smoke-free rules and I have a slow-steady list of callers who are unwilling to change the lifestyle and they discover I am unable to help them either, rules are rules you know... --76.188.xxx.xx




Living w/ Relatives (by Roy [AL]) Posted on: Oct 18, 2017 6:59 AM
Message:

I think this post would be better if it was Titled "How to screen applicants living with relatives?" What questions do you ask? What documents should they be able to produce?

For example,...if a woman and her 3 children are living with relatives due to a bad divorce 2 years earlier,..should that be held against her? (I met this lady yesterday at my latest vacancy.) Are there any legit reasons to live with relatives? --68.63.xxx.xxx




Living w/ Relatives (by BRAD 20,000 [IN]) Posted on: Oct 18, 2017 7:45 AM
Message:

Roy,

How to deal with them? They go to the bottom of the stack because in my experience they are lying about living with the parents or use this excuse to cover the time period of their latest eviction.

My legal criteria states positive references from their 2 most recent non-relative LLs. When we dig we cannot find ANY positive references.

App says list last 2 addresses or last 5 years. They write 'with parents' to not tell us the LL who evicted them so we don't have 2 references. We find the evictionS with a courthouse search.

This is class #4 at Deadbeat University's "How to tell a lie the LL will accept". Talk about a set up!

The LL does not call the parents for a reference or the LL KNOWS he/she is talking to a set up reference "They're great renters! They're here because their old LL was a crook."

New college grads will have rented off campus and have a LL reference or 2 and a Letter of Intent to Employ starting next week. I suspect you are not dealing with this crowd!

The 2 Minute In Home Visit prior to final approval: for the ones who seem legit (VERY FEW!!) we check the room they are staying in and their ever present animals.

To many LLs are falling for this deadbeat trick.

How to? Spend more energy marketing and appealling to stable, employed applicants.

BRAD

--68.50.xx.xxx




Living w/ Relatives (by S i d [MO]) Posted on: Oct 18, 2017 7:49 AM
Message:

Roy, GREAT topic!

I don't have as many of these applying as you do, but for the few I have had I will of course contact any PAST land lords for references. Some have them, some don't.

If I cannot get at least TWO positive land lord references from non-family/friends, I apply the same rule to everyone who applies regardless of where they are living today: double security deposit and/or rock solid co-signer required. And that is only offered as an option if everything else looks good: decent credit report, mostly clean criminal history (nothing worse than occasional minor traffic violations), and income is stable (1 year at current job or 90 days at current job and at least 1 year at past job), documented and sufficient.

Final step: I will visit where they are currently living, even if it's their parent's house. I will want to see their living space (including BEDROOM). If they mom 'n dad's house looks trashy and stinks of cat urine...think what they'll do to yours! --173.19.xx.xxx




Living w/ Relatives (by Robert,OntarioCanada [ON]) Posted on: Oct 18, 2017 8:43 AM
Message:

Had a person who came around where he told me his girl friend would not fill out a rental application. Why is someone around thirty years old holed up in mothers basement. A few months later they called where they forgot the phone number. Guess they are going to stay there a very long time. Unfortunately most jurisdictions the amount of vacant rental homes and apartments is going down where rental housing providers are not going to allow continuous evictions every two or three months along with completely trashed out rental units. Often when a thorough credit check is done a lot of previous rental places come up where those have to checked out. --70.27.xxx.xxx




Living w/ Relatives (by AllyM [NJ]) Posted on: Oct 18, 2017 8:49 AM
Message:

Only one of my six units have tenants who were living with parents. For them it's a first apartment. Grandma is my tenant and she is keeping an eye on them.

--73.33.xxx.xxx




Living w/ Relatives (by Barb [MO]) Posted on: Oct 18, 2017 11:33 AM
Message:

All depends on why.

Cousin lived with parents for a year to save downpayment for a home. Good reason. They bought the home.

Daughter is likely moving in with my mom to do the same. Hard to save when you spend $1000 a month on rent and utilities. If they can save it for a year, they will be in great shape.

Couch surfing, however, no.

I've had a few fill out my prescreen lately from hotels. They all smoke, though so are disqualified from the get go. --64.251.xxx.xxx




Living w/ Relatives (by BRAD 20,000 [IN]) Posted on: Oct 18, 2017 11:49 AM
Message:

Barb makes a great point - staying in motel is about the same.

To clarify, we treat everyone the same and screen every app. These apps usually fail after a simple courthouse search.

BRAD

--68.50.xx.xxx




Living w/ Relatives (by John2 [MI]) Posted on: Oct 18, 2017 12:15 PM
Message:

Great topic! Unfortunately, i feel like I can't believe anything people say anymore. The last time I rented to a "man child" (38 yrs old) that lived at home with his parents said he recently moved back to MI.... he had paperwork to support that he rented in FL. Long story short.... the only thing that saved me was that I required his parents to also sign the lease! He skipped town... they cried to me ... they paid me ELT... --24.231.xxx.xx




Living w/ Relatives (by Robin [FL]) Posted on: Oct 18, 2017 4:13 PM
Message:

Hi, All,

I am a landlord, but also a tenant because I move every few years for my day job.

I was transferred to Orlando last Feb and I can attest that it is expensive to live here. I make decent money, but I cannot afford anything comparable (size-wise) to the unit I was renting on the Space Coast of FL. What I can afford is small and usually not located in a safe area for a single woman living alone. So I moved in with my brother who lives in Orlando. Our financial arrangement suits both of us.

I find it disconcerting to think that a future landlord will consider my situation a red flag. I had to terminate my lease early due to my job transfer, but I paid the early termination fee & left on good terms. --68.205.xxx.xxx




Living w/ Relatives (by cjo'h [CT]) Posted on: Oct 18, 2017 4:51 PM
Message:

Robin, in a situation such as you describe,I'd get in touch with someone like LTD and get a nice pocket sized revolver.Even for areas other than Orlando.Kissimmee is good.Always enjoyed it there.Charlie............................................................................................. --174.199.xx.xxx




Living w/ Relatives (by cjo'h [CT]) Posted on: Oct 18, 2017 4:58 PM
Message:

PattyK, Banshees only visit for a short time,like maybe only four or five minutes,just enough time to get the message across. ....Charlie................ ..........................................ever hear one?..................... ......................... --174.199.xx.xxx




Living w/ Relatives (by cjo'h [CT]) Posted on: Oct 18, 2017 5:05 PM
Message:

Roy, I wouldn't want six Banshees living in an apartment don't care how big it was.charlie.. ........... ........... .................. --174.199.xx.xxx




Living w/ Relatives (by Robert J [CA]) Posted on: Oct 18, 2017 10:32 PM
Message:

In my 40 years of renting home and apartments to people who "Live with family to save money" I've asked the following questions:

1) Why do you need to "save money"? The answer is most always to pay off credit card debt.

2) How long has it been since you moved back in with your parents. Most of the time it's going on a year or two -- any longer they would be at each other throats.

3) How much debt were you able to pay off while living back at your parents home. Answer, almost nothing.

By moving back in and allowing them to live rent fee, then the continue the cycle of spending beyond their means. --47.156.xx.xx




Living w/ Relatives (by Nellie [ME]) Posted on: Oct 19, 2017 7:50 AM
Message:

This is where that full credit report comes in handy. It lists previous addresses. That don't match up to the application, especially date wise. Turned out living with parents was living with a girlfriend (not the current girlfriend). That girlfriends landlord (backtracked through property records) did not give a glowing recommendation for the prospective tenant.

I think the use of cell phones is actually going to reduce this capability. No way to look up this number. --70.16.xx.x




Living w/ Relatives (by nana&papa [IN]) Posted on: Oct 19, 2017 10:37 AM
Message:

When we get an app from someone living with relatives, the first thing we do is search our court system (free in Indiana to do a search). Always ask for maiden names of females -- they may have had problems in the past. We require copies of their 4 most recent paystubs and do a credit check. If they check out clean on these fronts, but have no or little rental history, someone has to be a co-signer (usually Mom and/or Dad). The co-signer goes through our regular application process as well. If they own a home, and seem decent on that front, then we will rent to the person, as long as they have a co-signer; we can always lien the co-signer's home if necessary. --75.103.xxx.xxx





Reply:
Subject: RE: Living w/ Relatives
Your Name:
Your State:

Message:
Living w/ Relatives
Would you like to be notified via email when somebody replies to this thread?
If so, you must include your valid email address here. Do not add your address more than once per thread/subject. By entering your email address here, you agree to receive notification from Mrlandlord.com every time anyone replies to "this" thread. You will receive response notifications for up to one week following the original post. Your email address will not be visible to readers.
Email Address: