income discrimination
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income discrimination (by Rick [MA]) Sep 20, 2017 5:34 AM
       income discrimination (by S i d [MO]) Sep 20, 2017 5:42 AM
       income discrimination (by NE [PA]) Sep 20, 2017 6:18 AM
       income discrimination (by cjo'h [CT]) Sep 20, 2017 7:28 AM
       income discrimination (by S i d [MO]) Sep 20, 2017 7:44 AM
       income discrimination (by AllyM [NJ]) Sep 20, 2017 7:45 AM
       income discrimination (by Robert,OntarioCanada [ON]) Sep 20, 2017 8:13 AM
       income discrimination (by Vee [OH]) Sep 20, 2017 9:34 AM
       income discrimination (by Steve [MA]) Sep 20, 2017 9:49 AM
       income discrimination (by Nancy [MA]) Sep 20, 2017 11:19 AM
       income discrimination (by Robin [WI]) Sep 20, 2017 12:01 PM
       income discrimination (by Lynda [TX]) Sep 20, 2017 1:03 PM
       income discrimination (by Rick [MA]) Sep 20, 2017 4:24 PM
       income discrimination (by Steve [MA]) Sep 20, 2017 4:27 PM
       income discrimination (by Robert J [CA]) Sep 20, 2017 5:47 PM
       income discrimination (by RockM [OR]) Sep 21, 2017 8:54 AM
       income discrimination (by Pmh [TX]) Sep 21, 2017 5:14 PM


income discrimination (by Rick [MA]) Posted on: Sep 20, 2017 5:34 AM
Message:

I know ma has a law against income discrimination but can you (if in your written criteria) say you must be gainfully employed maybe for X amount of time? (re section 8 people applying? --96.236.xxx.xxx




income discrimination (by S i d [MO]) Posted on: Sep 20, 2017 5:42 AM
Message:

Don't know the answer but my guess is probably "no go" on that criteria. Sounds like that is exactly what that law was passed to eliminate.

The best bet is to rely on other criteria for denial. For example, I have yet to find a Section 8 recipient with stellar credit, positive current and past land lord references, and a clean background.

The second best bet is the typical bureaucratic lack of hustle. In my area, it takes about 6 - 8 weeks from the time I first get the call of an interested voucher holder to the time they finish the inspection and commit to the lease. Delays due to overworked inspectors and just general lack of motivation. Since my typical vacancy is filled in less than a week, by the time the voucher holder calls back to schedule the inspection I usually have it rented already. I call this the "you snooze, you lose" criteria. To my knowledge, there is no law that says I must wait and receive no rent while they piddle around.

The third best bet is that your unit doesn't qualify for Section 8. Some areas might try to FORCE you to make it comply. Okay...so sometimes it takes a while to get those things repaired. Meanwhile, find a market rate tenant who doesn't care that one room has no storm screens.

Fourth best bet is sell and move to a state that still recognizes the rights of property owners.

Good luck! --173.19.xx.xxx




income discrimination (by NE [PA]) Posted on: Sep 20, 2017 6:18 AM
Message:

I verify income, not employment. Get it?

Section 8 subsidy IS NOT income. --174.201.xx.xx




income discrimination (by cjo'h [CT]) Posted on: Sep 20, 2017 7:28 AM
Message:

Rick,my daughter lives in Weymouth,the place is rented long before anyone even hardly knows its vacant.advertise it for the general public,no waiting.Charlie............ --174.199.x.xx




income discrimination (by S i d [MO]) Posted on: Sep 20, 2017 7:44 AM
Message:

NE, I hear you, but in states that have income discrimination laws, Section 8 IS counted as income. Even though it never directly ends up in the hands of the client. I know...silly, isn't it?

What might be interesting to research is if you can have criteria for the LENGTH of income. For example, my criteria says the income must be from a documented source and must be stable for a minimum of 1 year, or if a new job then the income must be at least 90 days and the past job must have been for a minimum of 1 year in a related career field. This is to protect me from job hoppers who get hired and fired in those first 90 days. Dunno. Might work. Might not. I prefer not to tangle with source of income. I just use the 4 strategies above. Thankfully, MO doesn't have source of income as a protected class. Still, I tread cautiously knowing there are always other clear areas I can deny based on. This would certainly exclude new voucher holders, if it would fly.

It's interesting we have to come up with tricks and tactics to make what are basically wise business decisions, isn't it? Lawmakers claim that Section 8 is just like any other income, but in fact it isn't. There is no way to garnishee Section 8 if the deal goes south, and there are a host of reasons that the "guaranteed" money can turn off. Kids move out (reduces voucher $), client gets busted for a crime, Govt fails to pass a budget (happens frequently), sequestration of funds, "haircuts" of subsidized rents, etc. True, someone can get fired from a job and lose income too, but odds are they'll get another job somewhere down the road. People who aren't on subsidies have no choice: no work = no income = no food. Whereas who knows if once someone gets on the dole if they'll ever have garnisheable income/assets.

I checked my collection accounts. 9 out of 14 who had jobs I have received at least some money from. 4 out of 4 who had non-garnisheable income (i.e. social security / disability only) I haven't received a penny. That tells you the real story of why Section 8 vouchers and other forms of non-garnisheable income are not like any other income and should not be treated as such. --173.19.xx.xxx




income discrimination (by AllyM [NJ]) Posted on: Sep 20, 2017 7:45 AM
Message:

I don't think you can require anything except the amount of income meets your criteria and is verifiable. You can refuse an applicant for another reason. The less you put in writing about such things the safer you will be. --73.33.xxx.xxx




income discrimination (by Robert,OntarioCanada [ON]) Posted on: Sep 20, 2017 8:13 AM
Message:

The last apartment which was sold this week social assistance had a cap of $700 per month where heat, hot water, water was included in rent. The last apartment was rented out for $790.00. Everyone is treated the same where all adults must pass a thorough credit check. Unfortunately had too many issues with tenants who use illegal drugs along with causing problems in the rental complex. Consider joining a landlords association where Google to find some in the area. At first many rental housing providers are reluctant to join a landlords association but once they join local advise on how to do things is very important. Had someone come around where he and his girlfriend were holed in mothers basement. Told him every adult must bring back a completely filled out rental application with identification. Why is someone around thirty years old holed up in mothers basement. Do not want to know why. As long as the rental unit is not vacant it ends right there. If income insufficient to pay rent, utilities then will end up evicting or if they use illegal drugs then there will be no money for rent. --158.106.xxx.xxx




income discrimination (by Vee [OH]) Posted on: Sep 20, 2017 9:34 AM
Message:

Month-2-month lease, credit in collections,animals not allowed per property insurance carrier - none of this has income involvement however the creditors would like to have income to garnish - don't become a creditor. --76.188.xxx.xx




income discrimination (by Steve [MA]) Posted on: Sep 20, 2017 9:49 AM
Message:

No it won't work in MA. You'll have to find another reason. --72.93.xxx.xxx




income discrimination (by Nancy [MA]) Posted on: Sep 20, 2017 11:19 AM
Message:

The law in MA relates to the source of income, not the amount. You cannot discriminate on the basis of public assistance (e.g., Section 8), but you can still require a certain amount of income.

If you don't want to rent to Section 8, there usually is a way to do it legally. Income verification, criminal background and credit checks, m2m leases, etc. are all legitimate ways to screen out Section 8 if you wish. That said, I have had a number of excellent Section 8 tenants for many years. The key is to screen just as you would any other applicant and also screen the public housing agency running the program. A bad agency can make Section 8 hell on wheels. --73.186.xx.xxx




income discrimination (by Robin [WI]) Posted on: Sep 20, 2017 12:01 PM
Message:

Would screening on the basis of personal hygiene be effective? --204.210.xxx.xxx




income discrimination (by Lynda [TX]) Posted on: Sep 20, 2017 1:03 PM
Message:

The best way I have found to look for tenants is to advertise to the--employers! I send my colored picture fliers to the personnel departments of all the likely businesses, factories, schools, clinics, hospitals, etc, so they can be posted on their bulletin boards or websites. I have had responses from city workers, telephone employees, hosp techs, etc. If you are getting responses from people who WORK, you don't have to worry about Sec-8.

People who work continuously (no matter what level) will have better histories, better credit, and less drama. Usually they will have behaviors that get along with others, have a sense of doing things on time, and in general have more discipline and be responsible about money matters. If your focus is on working-salary instead of income you get people who have learned better behaviors, and they are the better tenants. A LL needs MORE than just the rent, he/she needs balanced, disciplined, well behaved people, along with that rent. That is my experience, & the way I pick tenants. I don't take the first one that meets the minimum qualifications--I pick the one best qualified for my criteria and my business.

--108.87.xx.xxx




income discrimination (by Rick [MA]) Posted on: Sep 20, 2017 4:24 PM
Message:

Soooo, can you "discriminate due to credit score? --96.236.xxx.xxx




income discrimination (by Steve [MA]) Posted on: Sep 20, 2017 4:27 PM
Message:

Yes you could. Rick you need to develop a written criteria list to use when screening tenants. --72.93.xxx.xxx




income discrimination (by Robert J [CA]) Posted on: Sep 20, 2017 5:47 PM
Message:

I do discriminate against the ratio of "Income" and "Debt". Not the source of income, so long as it's legal earned.

Many times a person living off of Government Subsidies can't meet my 3-Times rule. They often think they are in a "Special Class" that excludes them from any "landlord rules". They are not!

I even turned down a women who makes $600,000 a year that wanted an apartment for her and her grown college bound son. The reason, she had over a million dollars in debt and her required payments were so large, she didn't qualify for my tiny 2 bedroom apartment.. --47.156.xx.xx




income discrimination (by RockM [OR]) Posted on: Sep 21, 2017 8:54 AM
Message:

Robert J - what is value of the ratio you use? --157.245.xx.xx




income discrimination (by Pmh [TX]) Posted on: Sep 21, 2017 5:14 PM
Message:

Rick. On my list of criteria provided to all applicants is no score less than 675. If they don't have this score they do not qualify to apply. --166.137.xxx.xx





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