Evaluate claim adjusters
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Evaluate claim adjusters (by art [AZ]) Aug 11, 2017 7:15 AM
       Evaluate claim adjusters (by John2 [MI]) Aug 11, 2017 12:34 PM
       Evaluate claim adjusters (by Still Learning [NH]) Aug 11, 2017 8:51 PM

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Evaluate claim adjusters (by art [AZ]) Posted on: Aug 11, 2017 7:15 AM
Message:

Had a fire in my apartment complex. I asked Mr. Mrlandlord form, if I should consider getting a claims adjuster.. 85% of respondents said I should hire a Claim Adjuster . I have now narrowed my field to choose between 3 Claim Adjusters.

I'm asking here, people who have hired Claim Adjusters, to tell me questions I should I ask Claim Adjusters to decide which adjuster would best would represent me in dealing with my insurance company?

I'm thinking of questions like how do they expect to get to be compensated?, What percent of the gross insurance payment to the expect to be paid, give me some examples of unique fire damage problems that they have solved, can I get references from former clients, etc. etc.

Some of you readers out there on this forum, have used Claim Adjusters please give me questions to help evaluate hireing the best adjuster I can. Thank you for your inputs.

--24.251.xxx.xx




Evaluate claim adjusters (by John2 [MI]) Posted on: Aug 11, 2017 12:34 PM
Message:

I would go to Arizona state website and see if you have any laws on adjusters. For example, in Michigan A Company Adjuster does not require a license from the State of Michigan. Independent Adjusters and Public Adjusters must be licensed. The idependant and public adjusters in Michigan have to follow laws/rules from the Department of insurance and financial services. Here in Michigan state law dictates how the insured gets compensated. Once you do that, I would ask public adjuster for their "resume" of claims like your and the results.... they should be able to give you pictures and data :) --24.231.xxx.xx




Evaluate claim adjusters (by Still Learning [NH]) Posted on: Aug 11, 2017 8:51 PM
Message:

Word of mouth. Find someone who has used the adjuster or get references and ask what the experience was like, how they felt their claim was impacted, etc. After our house burned down, we had a friend recommend a public adjuster they had used. The adjuster will tell you up front what percent they take. Our insurance told us we couldn't sign a lease, offered us a few hundred dollars up front, etc. As soon as the public adjuster was hired, we were allowed to sign a lease, a few thousand dollars was given to us, we were allowed to use rent a center furniture instead of being forced into buying new before knowing what we would want. The headache went away. The adjuster went through the burnt out wreckage taking an itemized inventory where possible. Our belief was that the adjuster knew the ins and outs and the claim was higher than we would have gotten it ourselves which probably netted us about the same amount without the headache and heartburn of dealing with the insurance company. --24.61.xxx.xx



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