Is it time to Evict ? (by Roy [AL]) Jan 22, 2017 5:46 AM|
Is it time to Evict ? (by Gail K [GA]) Jan 22, 2017 5:49 AM
Is it time to Evict ? (by LisaFL [FL]) Jan 22, 2017 5:54 AM
Is it time to Evict ? (by RB [MI]) Jan 22, 2017 5:59 AM
Is it time to Evict ? (by aimee [CO]) Jan 22, 2017 6:07 AM
Is it time to Evict ? (by Roy [AL]) Jan 22, 2017 6:08 AM
Is it time to Evict ? (by Ken [NY]) Jan 22, 2017 6:28 AM
Is it time to Evict ? (by Jan [MO]) Jan 22, 2017 6:32 AM
Is it time to Evict ? (by cjl [NY]) Jan 22, 2017 6:35 AM
Is it time to Evict ? (by J [IN]) Jan 22, 2017 6:38 AM
Is it time to Evict ? (by Sisco [MO]) Jan 22, 2017 6:50 AM
Is it time to Evict ? (by Pat [VA]) Jan 22, 2017 6:55 AM
Is it time to Evict ? (by Barb [MO]) Jan 22, 2017 7:03 AM
Is it time to Evict ? (by Roy [AL]) Jan 22, 2017 7:20 AM
Is it time to Evict ? (by LisaFL [FL]) Jan 22, 2017 7:35 AM
Is it time to Evict ? (by Roy [AL]) Jan 22, 2017 7:46 AM
Is it time to Evict ? (by Ed [PA]) Jan 22, 2017 8:03 AM
Is it time to Evict ? (by Gail K [GA]) Jan 22, 2017 8:24 AM
Is it time to Evict ? (by Steve [MA]) Jan 22, 2017 8:30 AM
Is it time to Evict ? (by melinda [MD]) Jan 22, 2017 9:17 AM
Is it time to Evict ? (by Stephen [ON]) Jan 22, 2017 9:53 AM
Is it time to Evict ? (by Don [PA]) Jan 22, 2017 9:58 AM
Is it time to Evict ? (by Robert J [CA]) Jan 22, 2017 11:19 AM
Is it time to Evict ? (by Roy [AL]) Jan 22, 2017 11:39 AM
Is it time to Evict ? (by Sisco [MO]) Jan 22, 2017 11:47 AM
Is it time to Evict ? (by Robert,Ontario,Can [ON]) Jan 22, 2017 4:22 PM
Is it time to Evict ? (by Pat [VA]) Jan 22, 2017 4:24 PM
Is it time to Evict ? (by MikeA [TX]) Jan 22, 2017 6:09 PM
Is it time to Evict ? (by Roy [WI]) Jan 22, 2017 6:31 PM
Is it time to Evict ? (by Cat [WI]) Jan 22, 2017 7:01 PM
Is it time to Evict ? (by Lana [IN]) Jan 22, 2017 7:32 PM
Is it time to Evict ? (by BRAD 20,000 [IN]) Jan 23, 2017 12:35 AM
Is it time to Evict ? (by Mickie [OH]) Jan 23, 2017 3:32 AM
Is it time to Evict ? (by Wilma [PA]) Jan 23, 2017 8:05 AM
Is it time to Evict ? (by Katherine [TX]) Jan 23, 2017 11:12 AM
Is it time to Evict ? (by Roy [AL]) Posted on: Jan 22, 2017 5:46 AM
2 years ago, I rented a house to single woman and her rent was $500.00/month. She had a steady job and just barely made my 2.5X minimum requirement. For the 1st year (2015) she paid her rent on the due date and I hardly ever heard from her.
In early 2016, she started having problems paying all of her rent by the due date and at that time I created a bi-monthly rent payment plan for her,...which she loved. Her new payment plan was to pay $250.00 on the 1st and 3rd Saturday of every month. This worked out great for almost all of 2016.
Now it is 2017 and this tenant is having trouble paying the $250.00 twice a month. She is now is calling on her rent due date whining about why she can't pay all of the $250.00..
Yesterday, she suggested I reduce her rent to amount that she can afford. This is also the tenant that makes $11.00/hour and makes payments on 2013 Hummer H3. This vehicle cost more than the house she rents.
What would you do here? I feel an eviction is needed here unless someone here can talk me out of it. --68.63.xxx.xx
Is it time to Evict ? (by Gail K [GA]) Posted on: Jan 22, 2017 5:49 AM
What does she think she can afford?
$500 for a house is pretty inexpensive.
Is it time to Evict ? (by LisaFL [FL]) Posted on: Jan 22, 2017 5:54 AM
I use Clearnow for auto rent drafts. I was told by them that once payments start being missed or late it's normally the beginning of the end. I've found that they know what they're talking about.
Rather than you making her rent what she can afford, she needs to go rent a place she actually can afford. --173.170.xxx.xxx
Is it time to Evict ? (by RB [MI]) Posted on: Jan 22, 2017 5:59 AM
Giver the Boot. --71.13.xx.xxx
Is it time to Evict ? (by aimee [CO]) Posted on: Jan 22, 2017 6:07 AM
Lisa, when you say you use ClearNow for auto rent drafts, what does that mean? Is that a report you run on a tenant while they're a tenant or before they become one or both? or something else? --70.56.xxx.xx
Is it time to Evict ? (by Roy [AL]) Posted on: Jan 22, 2017 6:08 AM
Even if I reduced her rent to $400.00 ($100/week), it would work for awhile,...then there would come a time when she starts whining about not being able to pay $100.00/week. There is a pattern here to her rent paying habits.
I thought putting her on a bi-monthly plan would help her manage her finances better but it seems to have back-fired here.
Is it time to Evict ? (by Ken [NY]) Posted on: Jan 22, 2017 6:28 AM
I would tell her to get rid of the vehicle she can't afford,if she can't pay you then she needs to go,maybe an eviction notice would straighten her out --24.25.xxx.xxx
Is it time to Evict ? (by Jan [MO]) Posted on: Jan 22, 2017 6:32 AM
Spring - best time to find a tenant - is right around the corner. Give her 30 days notice or threaten eviction if she is not MTM and won't agree to leave. Then rethink your rental criteria (up your standards) and consider only prospects who can actually afford your property. Don't spend any more time or emotional/mental energy on this tenant. You are bending over backwards and shouldn't. --68.184.xxx.xxx
Is it time to Evict ? (by cjl [NY]) Posted on: Jan 22, 2017 6:35 AM
Roy - I would say she needs to go. I dealt with a guy for the past (embarrassed to say) 3 years that has been on and mostly off paying rent (on-time) for that time. I did pretty much everything (weekly payments, bi-weekly, etc).
Last year he paid about 6 months in advance when he received his taxes back so I had a "pretty easy" summer not having to "wonder" where his payments were. I gave him a monthly statement (which I don't normally do) but I wanted to ensure that he AND I both knew where he was with his "balance" and when the next rent would be due for him to actually pay.
He then paid a few months ON TIME (surprisingly). Then December came. He's out of work and "promising me" that he's going to pay "this week and here's the plan going forward". I said "so-n-so, if you are ONE PENNY short and the money is not paid on THE DAY that you state your best thing to do is to move immediately because I'm not dealing with it".
He missed his payment and said "I couldn't come up with the full amount - I'll be out". He took a few extra days (which was fine with me at the time since I wasn't home anyway to do anything about it - he didn't know). I used his SD to pay the month he didn't pay and am currently fixing the place up (repaint and a few other things that are just "needed" after 3 years of a tenant living in a place) and will be ready to rent it 2/1.
I'm going to (hopefully) make more money (about $50) per month on this one apartment and maybe even MORE (maybe another $25-$50) if the tenants in another apartment move to this one and then I can repaint that apartment and fill it. So with the one tenant leaving - I'm hoping to bring in an additional $100 per month - $1,200 per year.
I'm pretty excited about it - and I won't have to "beg" for my rent money. --69.201.xx.xxx
Is it time to Evict ? (by J [IN]) Posted on: Jan 22, 2017 6:38 AM
I say time for her to go. Just decide not to renew her lease. Or give a 30 day notice of a $50/mo rent increase. --174.221.x.xxx
Is it time to Evict ? (by Sisco [MO]) Posted on: Jan 22, 2017 6:50 AM
Go with your gut feeling Roy. Evict. --72.172.xxx.xx
Is it time to Evict ? (by Pat [VA]) Posted on: Jan 22, 2017 6:55 AM
She's already decided. The vehicle is more important than your rental. You've already done more than most would. She doesn't appreciate it and thinks YOU should do more.
She sounds like one I had, and it probably won't end pretty. You need to go ahead and look out for you. The sooner the better.
Please consider increasing your requirements to 3x's the rent, income. --76.4.xx.xx
Is it time to Evict ? (by Barb [MO]) Posted on: Jan 22, 2017 7:03 AM
I heard on a TV show once: if you have to choose between your mortgage and your car payment, always choose your car payment. You can live in your car, but you can't drive your house to work. Sounds like she has decided to live in that H3. --64.251.xxx.xxx
Is it time to Evict ? (by Roy [AL]) Posted on: Jan 22, 2017 7:20 AM
When I first met her 2 years ago, she told me she was trying to sell this Hummer. Later on I would learn that her Hummer car Note is upside down and she owes more on the vehicle than it is worth. This is the reason she still has it. Yesterday she told me she can't afford to put gas it and the tank was near empty now.
When an applicant has a low-paying full-time 'stable job' AND has no dependent spouse, children, pets and does not drink or smoke,...then I can reduce the min. req. down to 2.5. When the opposite is the case, I raise the 3x to 4x
Again, this tenant paid $500.00/month, on-time, for 12 months straight. She paid $250.00 twice a month for another 10-12 months. Does this account for anything?
Is it time to Evict ? (by LisaFL [FL]) Posted on: Jan 22, 2017 7:35 AM
Yes, it shows you something. It shows you that every 10-12 months she will be unable to manage her money well enough to pay the amount due and because you keep accommodating her, it will continue.
I have a similar one. The only reason she's still with me is because she always eventually pays and keep the house exceptionally clean. This is in my least expensive unit (one side of a duplex) so my pick of tenants is always going to be from a pool of the more drama prone. --173.170.xxx.xxx
Is it time to Evict ? (by Roy [AL]) Posted on: Jan 22, 2017 7:46 AM
Your description of your problem tenant fits mine also. My tenant always pays (eventually) and keep the house in order. --68.63.xxx.xx
Is it time to Evict ? (by Ed [PA]) Posted on: Jan 22, 2017 8:03 AM
You know deep down it is time to go. She is not going to get better. Never, never, never lower the rent for an existing tenant to keep them in place. We are coming into the best time of year to rent. --108.32.xx.xxx
Is it time to Evict ? (by Gail K [GA]) Posted on: Jan 22, 2017 8:24 AM
Two important considerations....
1. How difficult would it be to find a replacement tenant this time of the year?
2. How expensive are filings for evictions?
If this time of the year is slow to replace for the next couple of months, reduce the rent to where she can pay, put her on a month to month tenancy and when the tenant pool improves, give her notice to terminate the lease.
Is it time to Evict ? (by Steve [MA]) Posted on: Jan 22, 2017 8:30 AM
It's time for her to either get a more affordable vehicle or start living in her Hummer. --72.93.xxx.x
Is it time to Evict ? (by melinda [MD]) Posted on: Jan 22, 2017 9:17 AM
We are dealing with this sort of issue now. Tenant is thousands behind on rent. Went to court on Tuesday and she had no receipts. Just said that she did not owe this much. Meeting with her in 1 hour to go over my records. Curious to see what proof of payments she has. Probably very little. Court on this again on Tuesday to wrap this up. We tried payments 2 times a month. That hasn't worked. They have worked up 2 written payment plans. That hasn't worked. Forget the plans and split payments. For the majority of folks they do not work. Oh yes, she drives a new car . --24.233.xxx.xx
Is it time to Evict ? (by Stephen [ON]) Posted on: Jan 22, 2017 9:53 AM
My policy on non payment is they get three days and then I give them a notice that starts the eviction process. Ontario being a tenant's paradise this notice gives them a full 14 days before I can apply for an eviction order. After that it takes at least a month to get a hearing. In reality, significantly more. By the end of it I would likely be out 3-4 months of rent, and that is with a tough approach of only allowing three days before setting the ball rolling.
Be thankful your jurisdiction allows you to take timely action to mitigate your losses. I think Pat said it right, this tenant has made her choice, the car is ahead of the roof over her head in her priorities, and she has decided that you have to do more.
As Margaret Thatcher once said, no is a very useful word. The time has come for you to say no more. There are better tenants; you should cut your losses with her and go and find someone who will make your life easier.
Good luck. --76.67.xxx.xxx
Is it time to Evict ? (by Don [PA]) Posted on: Jan 22, 2017 9:58 AM
Use the correct terminology! What you are asking is whether it is time to terminate her tenancy. Eviction is what the sheriff does when someone who has had their tenancy terminated refuses to leave. --73.199.xxx.xxx
Is it time to Evict ? (by Robert J [CA]) Posted on: Jan 22, 2017 11:19 AM
I look at things in a different light. With over 100 rentals to "low income tenants", I have to give everyone a change to "make it right and pay their rent". Why? Otherwise I'd have 20 or 30 vacancies at the same time.
It's not that I'm lousy at picking my tenants, half of my tenants came with my property's during the purchase. Also, we have "rent control" that give the "power" to tenants, not the landlords.
But I do have a few rules to follow. Rule one, half of the rent must be paid by the 10th of the month. Rule two, most of the balance of the rent must to paid by the 20th of the month. Rule three, tenants must call me or send a text message explaining why they can't pay their rent in full and on time. Each tenant get the chance to play make up during one or two months during each calendar year.
If 30 days goes by and the tenant hasn't paid last months rent in full and most of the current month, then they get a 3 day notice and followed up with an eviction or a move-out agreement. --47.151.xx.xxx
Is it time to Evict ? (by Roy [AL]) Posted on: Jan 22, 2017 11:39 AM
I need to apologize for making this post. I wish I could hit the delete button and make it all disappear, but it already out there.
What was I thinking when I made this post? Duh! The truth is I begin radiation/chemo treatments in 24 hours! I have alerted my support team. I do have one vacancy already and I have given the keys to that house to another LL who is on my support team. She has evicted her share of tenants and is well versed in the eviction process but I can't ask her to handle my dirty work.
Again, I want to apologize for wasting your time here. I do not have time to evict anyone and this tenant does needs to evicted. I will deal with this tenant on another day.
I need to quit thinking like a LL and start thinking about what is going to happen to me in the next 6 weeks, starting Monday afternoon at 2:30p.m. I get the first dose of radiation at that time. It is what it is.
I out of here. --68.63.xxx.xx
Is it time to Evict ? (by Sisco [MO]) Posted on: Jan 22, 2017 11:47 AM
Prayers for Roy from MO. --72.172.xxx.xx
Is it time to Evict ? (by Robert,Ontario,Can [ON]) Posted on: Jan 22, 2017 4:22 PM
A Hummer will probably use 15 to 20 liters of gasoline for every 100 kilometers so just filling a tank by paying $1.05 to $1.10 per liter is expensive along with insurance and maintenance costs. If one wants to help out then $50 dollar temporary rent reduction maybe a option. Most jurisdictions finding a two bedroom house for $500 per month is not possible here or most places. A lot depends on the vacancy rate where the rentals are located. Most areas the economy is improving where more people are working. After rent utilities take a big bite out of ones earnings. Living north of the border the cost of living here is higher where gasoline, electricity, natural gas and taxes are higher along with almost everything one buys in the stores is higher. --74.220.xxx.xx
Is it time to Evict ? (by Pat [VA]) Posted on: Jan 22, 2017 4:24 PM
Prayers for you and your health! You are never wasting time here, even if it is to vent.
You told my story with this person, except she did have 3 kids by 3 BF's. She was the one that made all the promises in e-mails about would leave the house clean when she left, the yard cut and the replacement fridge left (she took it). She had #3 baby in July, so no could pay in August but wouldn't give up the house. In September, I talked her into giving me back the house, she was with BF anyway. Our house had fleas, junk furniture, holes in the walls & ceiling! So I just know it is like a honeymoon when they move in, and a bitter divorce when they move out if they can't pay. They feel better about themselves if it is somehow "your" fault. She said the electric bill was too high and someone had broken into the outbuilding and stolen some sentimental baby clothes and I didn't care. Blah Blah Blah.... No matter how much I did to help her didn't amount to squat. --76.4.xx.xx
Is it time to Evict ? (by MikeA [TX]) Posted on: Jan 22, 2017 6:09 PM
Roy, sounds like you are on the right track. Time to spend time helping yourself focus on healing and let others work the business while you do. Prayers to you for health. --74.196.xx.xxx
Is it time to Evict ? (by Roy [WI]) Posted on: Jan 22, 2017 6:31 PM
Please put your attention on yourself right now. You have a battle ahead of you with your health.
If you have support to help you which you mentioned earlier, please turn this over to them to get her out. I would not reduce her rent. Once you do that, she will want more and more concessions. You don't need this stress and drama. YOU are more important that your business.
I remember when I had my cancer scare and I thought about what the future may hold for me. My business stopped being all that important. When I found out that it was not cancer, that was the time to start worrying about the business again. I am so sorry that you got the bad news that you did. Please accept your support help. You stated that your support person is good at evictions. It is not your dirty work that she would be handling. It happens in this business. You picked her to help you. Please take her help and the help of other support team members, family and friends, during this time. I will pray for you. --50.50.xxx.xx
Is it time to Evict ? (by Cat [WI]) Posted on: Jan 22, 2017 7:01 PM
Oh my gosh, how did that happen? I must have put your name, Roy, thinking it was the subject line as I was working on something else too. Above post is from me. Sorry. --50.50.xxx.xx
Is it time to Evict ? (by Lana [IN]) Posted on: Jan 22, 2017 7:32 PM
Sounds like the tenant I am dealing with now. I got a message from her on the 2nd that her factory was shut over holidays and she would not have rent until the 12th. She has been there 3 years and always comes through, but this time she only paid 400 of the 500 owed. She promised the rest on the 19th but failed to come through. I have decided to wait until 2/2 to start the eviction rather than go after $100. I usually text her immediately when she is late on rents, but I am going to stay very, very quiet until I send the sheriff to serve her. --152.131.x.xxx
Is it time to Evict ? (by BRAD 20,000 [IN]) Posted on: Jan 23, 2017 12:35 AM
You know I am praying for you and so is my church. We have many cancer survivors who make fantastic prayer warriors.
Their slogan: "We fight on our knees!"
I was going to repsond something about not answering the phone to avoid discussions about being late, so maybe if you are harder to reach she might just pay her rent.
Ask you helper to just tell her to pay or face the judge.
Or give me her number and *I* will cal your res! I'm good at it! Polite with no acceptance of "but, but, but..."
Is it time to Evict ? (by Mickie [OH]) Posted on: Jan 23, 2017 3:32 AM
Got you in my prayers Roy. Concentrate on getting through the treatments and let your team take care of the tenants. I know its hard to let someone else deal with the tenants when you're hands on and use to doing things yourself. Right now it's time to make your health the priority. --70.194.xxx.xxx
Is it time to Evict ? (by Wilma [PA]) Posted on: Jan 23, 2017 8:05 AM
Thanks for letting us know about the treatments. I'll join the others in prayer for you as you go through this.
I think you're making a good choice to let it go a bit on this one. Love Brad's offer! --71.175.xxx.xxx
Is it time to Evict ? (by Katherine [TX]) Posted on: Jan 23, 2017 11:12 AM
Praying for you Roy!!!
This lady needs evicted. You already know that. Start the process as soon as you can. That's all you can do. Unfortunately people will take advantage of you if they think they can. Stinks but it's the way people are.
Godspeed - Katherine --97.85.xxx.xxx