State Specific Question About: NEW YORK (NY)

Hi everyone, I have a tenant who is refusing to pay me rent. I have a lease and would like to know how I can report my tenant to the credit bureaus so that she doesn't get away with this ever again. She's currently living in the unit and has another 5 months left on her lease. I would really appreciate your guidance on how I should proceed with the reporting process and perhaps that will make her pay for no one wants to have this type of voluntary negligence on their credit report.

Thank you,

Steve,

I appreciate your desire to inform other land lords re: this tenant's behavior. That said, this tenant likely does not care. And unless the land lords she rents from next time pull credit, she may get away with this several times. I've seen deadbeats online with 5 or 6 evictions. Ma and Pa land lords often don't check.

The main issue now is to start the eviction process rolling for non-payment of rent, get her out, get place cleaned and re-rented ASAP.

Supposedly, if you get a judgment it should eventually appear on the credit report. I've never checked though. For a mere $12.95 you can report via Jeffrey's service:

h*ttps://www.aoausa.com/secure/mrLandlorddebtreportingservice.html

Although you can report a debt without a judgment, if the tenant challenges it and you have no proof it gets removed. But if you have a judgment in hand, it should stick on their report. 7 years, I think, from date of last activity? Not 100% sure on that.

Nothing new to add. Start the process that leads to eviction. If you don't know how, get a lawyer pronto!