Credit Reporting
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Credit Reporting (by Katherine Holmstrom [WI]) Jul 14, 2014 12:54 AM
       Credit Reporting (by Ken [NY]) Jul 14, 2014 3:12 AM
       Credit Reporting (by Vee [OH]) Jul 14, 2014 5:47 AM
       Credit Reporting (by Liz [MI]) Jul 14, 2014 12:43 PM

Credit Reporting (by Katherine Holmstrom [WI]) Posted on: Jul 14, 2014 12:54 AM

State Specific Question About: WISCONSIN (WI)

My question is can I report a tenant who abandoned my property without notice? They were on a month-to-month lease and left July 1, 2014. They did not pay July's rent. I game her notice June 29, 2014 that I was terminating the month-to-month lease with her effective July 31, 2014. I thanked her for being a tenant and tried to be nice about the whole thing. She was acting very strange so we just wanted to get her out. She had told us for over a year that she was going to buy the house even in June and then she just up and left. She owes me July rent as well as a past due and current due water/sewer bill and there are damages to the property. I would like to report her to the 3 major credit bureaus in hopes that she will pay me back. I just don't think small claims court will do anything for me. Please help. Thank you.

Credit Reporting (by Ken [NY]) Posted on: Jul 14, 2014 3:12 AM

If you win a small claims judgment and file it at the county the reporting agencies pick that up and put it on her report

Credit Reporting (by Vee [OH]) Posted on: Jul 14, 2014 5:47 AM

Having the small claims judgement will be the first step, then you have to wait the appeal period before filing. Otherwise it is all he-said/she-said and your legal fees will prolly outweigh the return as you are now forced to defend your claim which violated the credit score.

Credit Reporting (by Liz [MI]) Posted on: Jul 14, 2014 12:43 PM

Do you know where she went? Was address forwarded and do you know where she works and finally is she garnishable? If no I think SCC suit would be waste of time. I believe you need a judgment to hit her credit and I have been told once you get a judgement company's pick it up and it makes it on to their credit report even without any effort on your part. Id love to confirm this some how though if anyone knows how I can find out if my judgement got to my tenants credit report? I know I can't pull his credit without his permission.

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Credit Reporting
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