Child SSI (by Carrie [WI]) Apr 21, 2014 10:00 PM|
Child SSI (by Katherine [TX]) Apr 21, 2014 10:57 PM
Child SSI (by Chris [CA]) Apr 22, 2014 4:11 AM
Child SSI (by V [OH]) Apr 22, 2014 4:40 AM
Child SSI (by Nicole [PA]) Apr 22, 2014 5:32 AM
Child SSI (by Patti [OK]) Apr 22, 2014 5:38 AM
Child SSI (by Ken [NY]) Apr 22, 2014 5:49 AM
Child SSI (by Patti [OK]) Apr 22, 2014 5:52 AM
Child SSI (by Nicole [PA]) Apr 22, 2014 7:00 AM
Child SSI (by Kyle [IN]) Apr 22, 2014 8:09 AM
Child SSI (by John... [MI]) Apr 22, 2014 8:42 AM
Child SSI (by Nicole [PA]) Apr 22, 2014 12:27 PM
Child SSI (by S i d [MO]) Apr 22, 2014 1:49 PM
Child SSI (by Carrie [WI]) Apr 22, 2014 3:27 PM
Child SSI (by Nicole [PA]) Apr 22, 2014 5:31 PM
Child SSI (by Robert Phaedra [NY]) Apr 24, 2014 11:08 AM
Child SSI (by Patti [OK]) Apr 24, 2014 1:37 PM
Child SSI (by Carrie [WI]) Posted on: Apr 21, 2014 10:00 PM
State Specific Question About: WISCONSIN (WI)
I am receiving applications that list SSI for minor children. Should and can a childs SSI be used toward rent? There seems to be something wrong with this picture when a parent is supposed to be providing for their children but instead using their SSI to pay rent. Please Advise. --75.17.xxx.xxx
Child SSI (by Katherine [TX]) Posted on: Apr 21, 2014 10:57 PM
The child has to live somewhere. I've had a tenant with a kid who got SSI for a serious disability due to a birth defect before. I consider SSI more reliable than child support.
The SSI gets distributed to someone other than the minor child, a parent for instance, for use to assist in living expenses, etc.
So yes you may see this, usually in lower income demographic, and often not enough to fully cover monthly expenses.
My tenant had the child's SSI and also had a low income job. --97.85.xxx.xx
Child SSI (by Chris [CA]) Posted on: Apr 22, 2014 4:11 AM
Had such a mother - she got thousands and STILL ripped me off, not paying the low rent. Make sure you get a high enough SD. --180.180.xxx.xxx
Child SSI (by V [OH]) Posted on: Apr 22, 2014 4:40 AM
There is nothing reliable about child support, no person (father, mother, grandparents, landlord) have any voice in the determination of change or existence, it is an award of the court. --75.94.xxx.xxx
Child SSI (by Nicole [PA]) Posted on: Apr 22, 2014 5:32 AM
I never calculated it but I'd guess 50+% of my applicants who have children collect SSI for one or several children. Most of the kids "look" fine. My personal opinion is that it's another way to milk the system.
I have a son who if "diagnosed" as a child absolutely would have had ADD ... he got through school, we got by without money from the goverment and he's a productive adult with a family ... he still is as "active" as ever. --174.55.xxx.xxx
Child SSI (by Patti [OK]) Posted on: Apr 22, 2014 5:38 AM
That should be put in a special account for the child not to be use for the whole family. --72.198.xx.xx
Child SSI (by Ken [NY]) Posted on: Apr 22, 2014 5:49 AM
Very common with low income tenants,most of the children seem perfectly normal but the parents are willing to accept usually about $700 per month in exchange for labeling there child as normal and these kids never do anything with there life except collect that check and sit on the couch.I regularly get calls for apartments where both adults and 2-4 kids are collecting payments like this. --24.92.xx.xxx
Child SSI (by Patti [OK]) Posted on: Apr 22, 2014 5:52 AM
My son has four mental disorders and we do not get extra money either. We just have to live with it. --72.198.xx.xx
Child SSI (by Nicole [PA]) Posted on: Apr 22, 2014 7:00 AM
yup ... my son was always "all boy", had 'ants in his pants", etc. ... wasn't a disability, it was just how he was... I refused to medicate him ... no one told me I'd have gotten money if I had !!!!! --174.55.xxx.xxx
Child SSI (by Kyle [IN]) Posted on: Apr 22, 2014 8:09 AM
The money comes to the tenant every month, but that does not mean it gets to you. And when they stop paying, you cannot garnish the SSI. --68.46.xxx.xxx
Child SSI (by John... [MI]) Posted on: Apr 22, 2014 8:42 AM
What Kyle said. Basically, my requires are 2.5x the rent in verifiable and generally garnishable income. SSI is not garnishable -- so I generally don't count it toward my minimum requirements.
So -- if there is lots of other income that qualifies -- froma normal job and such -- then I might consider the child's SSI just a bit of a bonus or enough to push it over the edge if they are VERY close. But if they are a long ways off and that SSI is a major part of their income -- then no way.
Child SSI (by Nicole [PA]) Posted on: Apr 22, 2014 12:27 PM
the ones who get SSI in my area also rely on every other type assistance there is ... few have jobs other than perhaps part time and most not even that ... --174.55.xxx.xxx
Child SSI (by S i d [MO]) Posted on: Apr 22, 2014 1:49 PM
"Should and can a childs SSI be used toward rent?"
That depends on your policy and the law. I have never heard of a federal law that says you must count it, and as far as I know income source is not protected in Missouri. Your state may be different.
Morally, there is nothing wrong with a parent using SSI money to pay for housing. As others have said, SSI is supposed to be used to help pay for the care and support of a child with a disability. It can be used to provide anything needed for the child: food, clothing, housing, etc. Where it gets morally dubious is--as others have said--the parents use it in place of income when they are too lazy to work and end up using only the bare minimum for the necessities and spend the rest on alcohol, cigarettes, and illegal drugs. Yes, it does happen frequently, which is one reason I am strongly opposed to any expansion of the current welfare state as it exists. The "war on poverty" has bred generations into poverty. We spend more now on social services and safety nets than any time in our country's history, and we have nothing to show for it but generations of poverty and folks who abuse, misuse and milk the system. Rant complete.
So yes, it's fine to count it if you want to since that's one of it's intended purposes, but I choose not to. Like John[MI] said, anything from welfare cannot be garnisheed, so if the parent's fail use the money properly and don't pay rent you're out of luck. They can move on to the next land lord who doesn't know any better and leave you a mess from which you'll never collect a dime. --108.250.xxx.xxx
Child SSI (by Carrie [WI]) Posted on: Apr 22, 2014 3:27 PM
Thanks Everyone, You've made some real good points here and I have more to think about; especially the garnishing part. It just kills me when these children "appear" to be just fine to me also! Unfortunately in my city, and where some of my houses are located it is a little more difficult for me to find qualified candidates with jobs. Oh I so agree with you Sid! It's a horrible cycle. --144.191.xxx.x
Child SSI (by Nicole [PA]) Posted on: Apr 22, 2014 5:31 PM
...spend the rest on alcohol, cigarettes, and illegal drugs...
you forgot fingernails --174.55.xxx.xxx
Child SSI (by Robert Phaedra [NY]) Posted on: Apr 24, 2014 11:08 AM
I had an applicant once whose only source of claimed income on the application was SSI for her child, in an amount $5 more than the rent. She noted on the application "rent will never be a problem". When I asked her how she would pay the utility bills and eat, she told me that was none of my business. Needless to say she did not become my tenant. --134.179.xxx.xxx
Child SSI (by Patti [OK]) Posted on: Apr 24, 2014 1:37 PM
We have not had a tenant that someone was SSI income , but had low paying jobs, we denied them on the based on not having enough income to support rent, utility bills, food, etc. Then they said that we had to rent to them because that someone had a disability.
We sat down with them and showed them that they did not have enough income plus all the debts they had and living beyond their means. We require three times rent and it state that on the qualifications attached to the application. They never read them.