State Specific Question About: CONNECTICUT (CT)

Hey guys,

Just curious on how reporting poor tenants to the credit bureau works.

I have tenants from the past who ive had to evict or have done damage to my property.

What will show up on their credit report? Do I provide in detail what happened? Obviously past tenants would argue the facts and say nothing is true. Do I need to provide a lease or just my word that i got screwed?

Has anyone reported anyone through MrLandlord to the 3 major credit bureaus? If anyone has any insight as to how this works or any additional info please lt me know.

Thanks guys.

Site is great for Landlords. Ive learned a lot.

Mike

I've used the Report Debtors service offered through MR. Landlord. It is fairly straight forward. You need the basic information: name,SS#; last known address, etc.; the amount of the debt and the the reason for the debt. You also need the date the debt began. There is a section where you can add a comment if you need to elaborate on anything.

As for your word vs. theirs - if the debtor disputes your claim then the CRA will investigate and at that point you will need to substantiate the debt and prove that the information is accurate. A lease and some correspondence or judgement showing the debt exists should suffice.

It is always good business to keep complete tenant records regarding payments, etc. for several years especially if you plan to file against them.

Thanks for your help.