 One good, not so good (by JamesD [CO]) Apr 22, 2008 5:35 PM
 One good, not so good (by DIXIE [KS]) Apr 22, 2008 5:52 PM
One good, not so good (by Dejay [TX]) Apr 22, 2008 6:21 PM
One good, not so good (by Sandy [CO]) Apr 22, 2008 7:18 PM
One good, not so good (by Irish [MD]) Apr 22, 2008 7:47 PM
One good, not so good (by JD [CA]) Apr 22, 2008 9:18 PM
One good, not so good (by BillS [CO]) Apr 23, 2008 11:01 AM
One good, not so good (by JamesD [CO]) Posted on: Apr 22, 2008 5:35 PM
Message:
Got an application for our 2BR loft from two applicants - father and son. I've verified their incomes - they both make good money. The son has good credit score, pays his bills on time and is generally a good candidate. The dad... had a bankruptsy in 2004, so his credit score is below 600. Looks like he's paying the rest of his bills on time, got himself a new job and generally is working his way out of it.
What followup question should I ask him or followup checks should I perform to convince myself that he'll be ok renting the place from us?! They would both be on the 1 year lease.
James
--24.8.xx.xxx |
One good, not so good (by DIXIE [KS]) Posted on: Apr 22, 2008 5:52 PM
Message:
When you called their current and previous landlord, what did they say about their rental history? I call the landlord BEFORE I run the credit report. --207.69.xxx.xx |
One good, not so good (by Dejay [TX]) Posted on: Apr 22, 2008 6:21 PM
Message:
Father and adult son roomates are an odd combination. Why could be a protected question, but I would 'listen' and see if I could figure it out. Is the son takeing care of Dad in old age, even if Dad is working? --76.196.x.xxx |
One good, not so good (by Sandy [CO]) Posted on: Apr 22, 2008 7:18 PM
Message:
I would ask "Why did you have to claim bankruptcy?" And listen closely. Does it make sense, or was he just evading creditors. And look closely at his payment history after the bankruptcy, has he on time with his payments?
Also, check the sex offenders registry at www dot nsopr dot gov --71.208.xxx.xxx |
One good, not so good (by Irish [MD]) Posted on: Apr 22, 2008 7:47 PM
Message:
Be sure to also do criminal background check..my initial thoughts was the Daddio had some achohol problems in the past... --71.168.xx.xxx |
One good, not so good (by JD [CA]) Posted on: Apr 22, 2008 9:18 PM
Message:
From what I have found, parents when their children are on the lease normally dont want to ruin their childrens credit.. So far so good for me.
JD --71.128.xxx.xx |
One good, not so good (by BillS [CO]) Posted on: Apr 23, 2008 11:01 AM
Message:
Have they lived together before? I agree with Irish that it appears the son may be "taking care" of Dad. Is he (the son)really going to live with Dad? As others have suggested listen closely to past landlords. --75.160.xxx.xxx |
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